The Estate Planning Institute Group, LLC is a marketing organization for clients seeking comprehensive financial planning and estate planning guidance. Founded in 1999 by Jay Melody, the firm has established over 6,500 such plans within its target market. Our goal is to become a complete solution set for our clients. Field Agents conduct annual reviews with clients to ensure that assets are properly titled, client’s goals are being met and supporting documents are reaffirmed. EPI proactively markets its comprehensive services thru seminars, direct mail and referrals. Established in 2004, Protective Planning Group, LLC is an independent insurance agency that provides a full line of insurance products to clients and the general public. PPG has an alliance with one of the premier Insurance Marketing Organizations, (IMO) offering access to multiple carriers. The extensive product line empowers our Agents, providing them with appropriate solutions for insurance needs, without restriction. An ever changing market demands availability of new products, fresh planning concepts and updates to laws that impact clients. PPG conducts weekly conference calls to discuss client cases and planning concepts. Even though our Agents are independent, they are not alone. Having someone to brainstorm with sometimes brings forth a solution that was overlooked or not considered. Another part of the solution set we offer is access to Certified Public Accountants, Advanced Underwriters and Attorneys - all with a focus on financial and estate planning. This allows us to advise our clients, offering solutions backed with the extensive knowledge and experience of multiple disciplines. In response to an ever-changing financial world, EPI Advisors, LLC was established in 2011. EPI Advisors, LLC is a Registered Investment Advisor, (RIA), allowing our Investment Advisor Representatives (IARs) to give advice on all investment products. This registration requires that we act as fiduciary, putting the client’s interests first. Money is not managed “in house”. We recommend outside third party advisory firms so we can review performance objectively and put the client’s interest first. By using multiple managers we are able to match the needs of our clients more closely. Using strategies like asset allocation, diversification, proactive rebalancing. Managers with different styles (fundamental vs quantitative, relative vs absolute) brings an additional dimension not otherwise possible. We compare results to other advisors and to industry benchmarks. This promotes unbiased decisions so that the client’s needs are being served.