For nearly 60 years, our members have been setting it right for themselves using the resources they gain through their membership with Michigan Schools and Government Credit Union (MSGCU).

As a not-for-profit financial institution, we return revenue to members by providing lower loan rates and higher savings rates. Our field of membership is broad and includes educational and government employees; students and alumni; retirees; and family members of these groups in primarily Macomb, Oakland, Genesee, Lapeer, Livingston, St. Clair, Wayne, and Washtenaw Counties