Futurity First Insurance Group








Futurity First Insurance Group, Inc. (“Futurity First”) is an independent, nationwide insurance distribution organization specializing in retirement income and insurance protection solutions from leading insurance companies.


Company Overview:

Through its unique hybrid career organization and its 3500+ independent agents Futurity First and its companies offer a portfolio of highly rated, nationally recognized carriers:


Allianz, Allstate, American Equity, American General Life, American National, Assurant Health, Aviva, Colonial Life, Genworth Financial companies, Golden Rule, Humana, ING, Integrity Life Insurance Company, John Hancock, Lincoln Financial, Mutual of Omaha, Royal Neighbors of America, The Standard, Transamerica, United Healthcare, Vantis Life


The Company concentrates on growing the underinsured retiree and pre-retiree population in the middle and mass affluent markets. Futurity First defines this market as people aged 50-70, with incomes from $25,000 to $250,000 and liquid assets of $100,000 to $1,000,000.  Their focus is to provide agents innovative marketing programs, outstanding service and ‘best in breed’ products to help them reach more clients.


Futurity First agents distribute fixed & indexed annuities, life & health insurance, long term care and securities; Futurity First is one of the largest marketers of fixed and indexed annuities in the United States with over $1 billion in annual sales.


Branch locations

Across the United States and expanding to 24 branches with more satellite offices by the end of 2012: Atlanta, GA; Macon, GA; Boise, ID; Chicago, IL; Fort Wayne, IN; Greater Arizona, AZ; Greater, Seattle, WA; Kirkland, WA; Vancouver, WA; Green Bay, WI; Wausau, WI; Medford, OR; Oklahoma City, OK; Orlando, FL; Pittsburgh, PA; Raleigh, NC; Salt Lake City, UT; San Antonio, TX; San Diego, CA







Two Distribution Channels

Futurity First reaches its target market through two distribution channels, career and independent:


1. The Company’s career channel comprises approximately 125 agents working from 15 branch offices across the country. The corporate headquarters is in Rocky Hill, CT and offers branch support in the areas:

  • Market Access: Bringing agents market proven, cost effective ways to access prospects and grow their business. (Direct mail leads, Seminars, Personal website, Referral/COI training, Community programs, Lead management).

  • Market Knowledge: Leading experts in Futurity, partner firms and our carriers provides agents with training & solutions to meet their clients’ needs. (Planning guide, Sales desk support, Carrier access, Monthly newsletters, Weekly training, Online training).

  • Product Portfolio: Access to a broad portfolio of products.  Influence and scale through our partners bring you more value. (Life, Annuity, Medicare, LTC, DI, health/group, worksite and unit linked, Full service broker dealer, Carrier resources).

  • Agent Services: Integrated new business & commission tracking and dedicated service support make it easier for agents to focus on growing their business. (Admin support (remote), Central new business group, On-line forms and tools, Commission tracking, Appointment support, Office support).

  • Compensation & Recognition: Designed with successful agents in mind; agents are well paid and recognized for their efforts. (Competitive FY & renewal commissions, Bonuses, Health and 401k benefits, Futurity conference, Carrier conferences, Management development).


















2. The independent channel is comprised of two market leading IMOs – BHC Marketing and Dressander and Associates, with offices located in Houston, TX, Naperville, IL and Indianapolis, IN, have increased the company’s sales capacity by 3,500 independent agents making Futurity First one of the largest annuity distributors in the country with over $1.2 billion in sales.


  • BHC Marketing - offers a complete line of traditional, index-linked, multi-year guaranteed rate and immediate annuities plus a full array of life insurance products to financial professionals in all fifty states, the District of Columbia and Puerto Rico. BHC provides numerous value-added programs ranging from finding qualified prospects to set appointments and everything in-between.


  • Dressander and Associates - a leading provider of annuity products, marketing programs and training for independent brokers. Dressander's marketing programs focus on safe money retirement accumulation and income strategies, as well as other programs geared towards helping clients make sound protection decisions.


Since its founding in 2008, Futurity First, its career agents and independent agents have focused on the needs of pre-retirees and retirees, providing objective, no pressure guidance in the areas of retirement planning and insurance protection.


With a sales increase of 70% just in the past year and the opening of four new branches in 2011, Futurity First will continue its strategic direction in three areas: (1) business expansion nationally and locally in CT where the firm’s corporate office is based, (2) steady growth in sales, the number of career agents, branch offices, independent agents, as well as (3) keen focus on serving the needs of pre-retirees and retirees through financial guidance in retirement and Medicare planning and a best-in-class product portfolio.