With just $25,000 of borrowed capital, Bernard Rapoport founded American Income Life more than 50 years ago. Today, American Income has become one of the nation's largest providers of supplemental life insurance to labor unions, credit unions, and associations. AIL provides coverage to over two million policyholders and represents over $130 million in annual insurance product sales. Our company's growth has been sustained through high customer satisfaction, innovative lead programs, word of mouth referrals, and one of the most lucrative Agent compensation programs in the industry.
A.M. Best, one of the country's oldest and most respected insurance ratings company, has rated American Income Life as A+ (Superior) for overall Financial Strength (as of 6/11).
American Income is licensed in 49 states, the District of Columbia, Canada, and New Zealand. Our subsidiary company, National Income Life Insurance Company, is licensed in the state of New York.
American Income Life's executive offices are located in Waco, Texas. AIL is a wholly owned subsidiary of Torchmark Corporation (NYSE: TMK), based in McKinney, Texas.