AIL is one of the largest providers of supplemental benefits to labor unions and associations. AIL was founded in 1951 by Bernard Rapoport and turned AIL into a profitable company with a unique, untapped niche in the marketplace His vision for providing affordable benefits to hardworking individuals gives anyone with the drive to succeed the opportunity to earn an unlimited income. Besides our humble beginning, rapid growth and expansion, superior industry ratings, outstanding compensation package … we make a difference in people's lives. Our benefits protect the lives of hardworking people internationally. AIL stands behind its products and behind the members we serve. AIL is a financially strong company backed by a solid parent company, Torchmark Corporation. AIL offers strike and layoff premium waivers. AIL also offers several no-cost products, such as our Child Safe Kit, Family Information Guide, and more.