Franklin Savings Bank is a true community bank that is committed to fulfilling the financial services needs of the families and small businesses in the communities we serve.  We will consistently deliver superior quality service that exceeds the expectations of our customers.  As an independent mutual savings bank, we acknowledge the importance of improving our customers' financial position and assisting the communities we serve.  To ensure continued long term success, we will recognize a favorable return on our investment.  We will promote a highly motivated, customer-driven, well educated and extremely effective staff to enable this depositor-owned financial institution to achieve these objectives.