~~Piedmont Federal is a mutual savings bank and is FDIC-insured. As a mutual, Piedmont Federal is accountable to our customers, employees and communities. We are focused on home lending as well as safe, secure checking and savings products.
Mutual banks are not publicly held and are not under the same quarterly earnings pressure as stock institutions. This enables Piedmont Federal to take a long-term perspective on operations, service to the community and meeting customer needs. Our bank is strongly committed to controlling risk and being a stable influence in the markets we serve.

Piedmont Federal Savings Bank focuses on offering sound financial solutions that truly fit people’s lives. We believe in getting to know customers by name and providing a level of personalized service that just can’t be found at other financial institutions. In addition to our commitment to customer service, we have a wide range of financial products for just about any need, whether it’s a home loan, or a savings plan for college, retirement, or medical expenses. Rates on all Piedmont Federal products are extremely competitive, our fees are minimal, and all of our savings programs are safe, secure and backed by the FDIC.