2,367 Banking jobs

Job Description: Financial Center Client Service Representative I s FC CSR I are responsible for providing a positive customer experience that leads to improved satisfaction and sales. FC CSR I s process transactions accurately and efficiently in a fast-paced environment while simultaneously introducing products and services that meet the customers' needs and encouraging customers to expand their relationship with Bank of America. This position was previously known as the Teller position within the Financial Center. Duties may include, but are not limited to the following; a) Create a connection and develop rapport with customers to provide outstanding, personalized service, b) Listen carefully and connect with customers to understand their top financial priorities and to uncover products and solutions that will benefit them, c) Ensure customers/clients are quickly connected to the appropriate teammate with the expertise to meet their needs, d) Meet or exceed sales goals by influencing customers to learn about products/services that will benefit them, e) Build, develop and maintain partnerships with teammates and specialists to maximize effectiveness and serve customers, f) Accurately and efficiently process transactions such as customer deposits and cashing checks, g) Assist customers with inquiries and/or problem resolution in a professional and composed manner, and escalate to manager as appropriate, h) Inform and educate customers on how to conduct simple transactions through self-service technologies, i) Follow established policies, procedures and guidelines to protect both our customers and Bank of America, j) May be required to work Saturdays and/or extended hours. Required Skills: Proven results in exceeding goals in areas of sales and service in a customer-centric, results-driven environment Minimum of six months customer service experience in financial services, retail sales or a goal-oriented environment A minimum of six months experience with cross-selling, up-selling and/or referring products Thrive on engaging with customers; can begin a conversation, build rapport, and handle objections Ability to identify customer financial needs, goals and objectives; comfortable asking customers about their personal finances Ability to sell customers on meeting with a sales associate to learn about products/services Ability to respond and assist customers with inquiries and/or problem resolution Ability to work effectively as a team member Strong communication skills (including verbal and non-verbal) and active listening skills Careful attention to detail and time management Proficiency in basic computer skills Pass pre-employment assessment Desired skills: Minimum of six months cash handling experience

Job Description: Advise potential borrowers regarding appropriate loan programs and the loan process. Engage in loan origination activities that include calling on Realtors, Builders, or other B2B business partners in the community. Participate in community or trade events for the purpose of promoting the Company. Quoting rates, programs and taking loan applications, and conducting loan support activities that encompass the point of sale. In addition, recruits, hires, coaches, counsels subordinate sales people and monitor sales activities within their sales team. Responsible for conducting training for any new hire or existing hires in both skills development and product training. Prepares and participates in Realtor/Builder functions including open houses and conventions. Monitor and analyze financial profitability product penetration, opportunity and market share capture. Manage expense controls, draw management, pricing exceptions, pricing, and bonus reports. Work with quality control units, and other support units to enhance profitability, production and quality control. Drives Enterprise initiatives and provides market leadership through relationships with teams or originators aligned to Financial Centers or Merrill Lynch complexes. This position is subject to SAFE Act registration requirements. Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Since your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and/or maintain SAFE Act registration may result in your immediate termination.

Job Description: Financial Center Client Service Representative I s FC CSR I are responsible for providing a positive customer experience that leads to improved satisfaction and sales. FC CSR I s process transactions accurately and efficiently in a fast-paced environment while simultaneously introducing products and services that meet the customers' needs and encouraging customers to expand their relationship with Bank of America. This position was previously known as the Teller position within the Financial Center. Duties may include, but are not limited to the following; a) Create a connection and develop rapport with customers to provide outstanding, personalized service, b) Listen carefully and connect with customers to understand their top financial priorities and to uncover products and solutions that will benefit them, c) Ensure customers/clients are quickly connected to the appropriate teammate with the expertise to meet their needs, d) Meet or exceed sales goals by influencing customers to learn about products/services that will benefit them, e) Build, develop and maintain partnerships with teammates and specialists to maximize effectiveness and serve customers, f) Accurately and efficiently process transactions such as customer deposits and cashing checks, g) Assist customers with inquiries and/or problem resolution in a professional and composed manner, and escalate to manager as appropriate, h) Inform and educate customers on how to conduct simple transactions through self-service technologies, i) Follow established policies, procedures and guidelines to protect both our customers and Bank of America, j) May be required to work Saturdays and/or extended hours. Required Skills: Proven results in exceeding goals in areas of sales and service in a customer-centric, results-driven environment Minimum of six months customer service experience in financial services, retail sales or a goal-oriented environment A minimum of six months experience with cross-selling, up-selling and/or referring products Thrive on engaging with customers; can begin a conversation, build rapport, and handle objections Ability to identify customer financial needs, goals and objectives; comfortable asking customers about their personal finances Ability to sell customers on meeting with a sales associate to learn about products/services Ability to respond and assist customers with inquiries and/or problem resolution Ability to work effectively as a team member Strong communication skills (including verbal and non-verbal) and active listening skills Careful attention to detail and time management Proficiency in basic computer skills Pass pre-employment assessment Desired skills: Minimum of six months cash handling experience

Job Description: Relationship bankers (RBs) are located in the financial center and are responsible for assisting and educating customers on self-service banking options (for example, mobile, online, ATM) and building and deepening customer relationships. RBs are also trained in cash transactions and may be asked to process these transactions both accurately and efficiently when needed. Primary Responsibilities: •Engage customers in the lobby to assist, educate and train customers on how to conduct simple transactions through self-service technologies •Work with retail customers to build and deepen relationships by uncovering financial needs and recommending the best products, services and solutions to meet those needs •Open deposit accounts and sell banking products (examples: credit cards, CDs, IRAs, loans) •Quote rates, terms and programs for loan customer requests •Respond to customer inquiries and concerns, creating customized solutions •Recognize and refer cross-sell opportunities •Refer opportunities to appropriate specialist •Ensure customers/clients are connected to the appropriate teammate to help them achieve their financial goals; make sure all sales, service and specialized needs are met; and help drive overall revenue growth •Ensure the customer's needs are met by partnering with specialists and business partners to understand what they offer to customers and the most effective way to generate business referrals (examples: customer's banking, small business, mortgage and investment needs) •During times of high customer traffic, process transactions accurately and efficiently to build customer confidence and trust, based on established policies and procedures •Leverage available resources and technologies (such as tablets and bank by appointment) to optimize the customer experience and serve our customers with operational excellence and accuracy •Proactively manage risk in every business, product and service transaction leveraging available tools Required skills: - Skilled at and/or aptitude for assessing customer/client needs, providing applicable solutions/recommendations, and building customer relationships based on mutual trust to optimize sales opportunities to new and existing customers/clients - Ability to build solid relationships with teammates, business partners and specialists by fostering teamwork, partnership and collaboration in a virtual or face-to-face environment - Thrive on engaging with customers; can begin a conversation, handle objections, demonstrate patience to teach and so forth - Actively use and leverage current technologies to better understand the technology solutions available to improve our customers' financial lives - Ability to learn and understand technology to assist customers with self-service needs - Apply strong critical thinking and problem-solving skills to meet customers' needs - Available to work weekends and/or extended hours as required to run the business - Demonstrate initiative, a commitment to continuous learning, and the ability to adapt to changing demands and requirements - Displays passion, commitment and drive to deliver an experience that improves our customers' financial lives - Ability to understand and implement process and/or regulatory requirements during all interactions with customers (examples: Anti-Money Laundering, appropriate disclosures.) - Excellent oral and written communication skills with strong influencing skills - Pass relationship banker pre-employment assessment - Bilingual (fluent verbal and written) skills where applicable - Ability to engage customers for long periods of time - All relationship bankers must be certified in the requirements of the role. The certification process will be designed to validate associates' proficiency, meaning their ability to perform the critical job tasks and demonstrate the key "how" behaviors. Desired skills: - One year of demonstrated successful sales experience in a salary plus incentive environment with individual sales goals - Six months of cash handling experience - Bachelor's degree or business relevant associate degree (examples: business management, business administration, finance) - Financial/Banking center experience

Job Description: Performs financial, business and industry analyses, conducts research, and prepares supporting documentation for client credit approval. Supports the origination, underwriting and portfolio management process. Additionally, responsible for managing the credit approval process by managing analysts and the portfolio monitoring team work flow to ensure quality of work and timeline management of deliverables. Other responsibilities and skills include: delivery of underwriting of Structured/Tailored/Complex Credits, Treasury, Capital Markets Products preparation in a timely manner; ensure relevant understanding of macro-economic environment risks, specific industry risks, micro risks and their interrelationship; ensure effective and consistent compliance to established credit and control procedures; demonstrate a foundational understanding of ISDA/CSA and other traded products documentation with the ability to partner with Sr. Officer and/or Industry Lead to establish appropriate terms and conditions to mitigate risk and negotiate said documentation with the counterparty; understanding of the Global Banking & Markets complex product spectrum including; Treasury/Cash Management, Syndications, Merger & Acquisitions (M&A), FX, Derivatives, Securities Products, Commodities, Loans, Leases and other Traded Products; responsible for driving speed to market and asset quality. Must be able to handle multiple projects, deliver high quality and timely results, and provide appropriate coaching and development to junior teammates. Minimum 3 years previous work experience in a Corporate Finance or Accounting related field. BA/BS with a Finance and/or Accounting concentration. Generally promoted or hired as an associate in 2017. Description Successful candidate will conduct financial analysis; track portfolio company performance and assess ongoing creditworthiness; prepare credit approval memoranda; and assist in the origination and structuring of senior bank debt and related credit products. You will be expected to build extensive knowledge of each client drawing upon in-depth research and industry expertise. Associates work closely with professionals throughout Risk and Global Banking and Markets, particularly colleagues in corporate banking, trading, treasury management and syndications. Specifically, perform intensive qualitative and quantitative due diligence on industry and company factors. Associates are called on to: Research, write and present financial and industry analyses in support of company specific and portfolio level decisions Evaluate transaction and relationship risk-adjusted profitability to facilitate the allocation of and return on capital On-going monitoring of client's financial performance, industry trends and emerging risks Participate in the structuring, underwriting and documentation of credit facilities designed to meet both client and investor needs as well as balance the bank's internal risk/return requirements Monitor and manage credit exposure associated with the bank's broad range of products including Loans, Leasing, Foreign Exchange, Derivatives, Treasury Management, Receivable Securitization Conduits, etc. Requirements Bachelor's degree in Finance or Accounting, with 2-3+ years of banking / credit underwriting experience preferred. Strong technical skills, including accounting and quantitative modeling Strong communication skills, both written and verbal Strong combination of academic aptitude, quantitative skills, and strategic and creative thinking. Ability to manage multiple complex tasks while delivering high quality results Leadership, initiative, self-motivation and resourcefulness Team Oriented Time Management and Organization Dedication to building a career in financial services We reserve the right to fill this at 1st, 2nd, or 3rd year Associate depending on experience. Bank of America will consider for employment qualified applicants with criminal histories consistent with San Francisco ordinance 17-14 and federal law applicable to Bank of America.

Job Description: Performs a variety of sales and marketing functions to include the preparation of account schematics, proposal documents, Treasury Relationship Reviews and sales presentations Ongoing client facing with relationships to further deepen and drive revenue; pipeline accuracy and timely update of deals reducing/eliminating delays; liaison/partner on high priority client related issues to make sure resolved in timely manner Perform treasury reviews to deepen relationship and uncover opportunities to increase revenue Identify potential solutions to client needs as requested, or as a result of needs analysis using Sales Opportunity tools Support the Treasury Solutions Officer (TSO) and/or Client Team to exceed portfolio growth goals Run pricing/cost benefit models; confer with TSO regarding profitability of relationships and any price negotiation needed Support and coordinate schedules for Treasury reviews and assumes responsibility for follow-up and resolution of issues escalated to the TSO Assist TSO in relationship planning, gathering information regarding prospects and updating plan and pipeline as needed Partner with Credit team to ensure appropriate credit approval is in place for selected products and ensure ongoing compliance Partner with fulfillment teams post-sale. QUALIFICATIONS Two or more years of B2B sales and/or client service experience in a financial services environment; preferred candidates will have Treasury experience Bachelor's degree, or equivalent work experience; preferred candidates will have a degree in Business (Finance, Marketing, etc.) Proven excellent verbal and written communication skills Proven organizational and time management skills Demonstrated ability to analyze issues and develop solutions Proven experience working in a fast-paced environment as part of a larger team Proven experience developing rapport with clients, colleagues and other business partners Excellent MS Office (Word/Excel/PowerPoint/Outlook) experience Preferred candidates will have their CTP (Certified Treasury Professional) Preferred candidates will have proven experience prospecting and developing new business

Job Description: At Bank of America, we're guided by a common purpose to help make financial lives better by connecting clients and communities to the resources they need to be successful. Make a difference where it counts by joining our industry-leading Consumer Lending team at Bank of America and Merrill Lynch. We're looking for people with focus and drive - people who take the time to get to know clients, engage with them to understand what's important to them, and provide the lending solutions, service and expertise they need to achieve their financial goals. As part of the Bank of America team, financial center lending officers (FCLOs) have access to industry-leading products and services, award-winning platforms and a team of dedicated loan coordinators and underwriters - all designed to meet the unique life priorities of our clients. FCLOs work in assigned financial centers and partner closely with financial center employees as part of one team that delivers exceptional client care. The FCLO is responsible for originating retail mortgage loans and other lending products - through uncovering client needs and matching them to our lending solutions. Contact with clients may be either by telephone or in-person. The FCLO actively solicits new residential mortgage business and sells Bank of America lending products to meet established loan quality and production goals. This position is subject to SAFE Act registration requirements. Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Since your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and/or maintain SAFE Act registration may result in your immediate termination. We'll help you • Get training and one-on-one coaching from managers who are invested in your success. You'll take part in additional training and development through our Academy to develop in your role. • Grow your network to eventually grow your business. Leverage our relationships with one out of two U.S. households. Starting at a financial center, you'll interact with banking clients and small business owners alike. You will also tap into a range of experts, from small business bankers to financial solutions advisors. • Provide end-to-end comprehensive lending guidance and solutions to prospective borrowers by uncovering their life priorities, analyzing financial and credit data, and determining client financing objectives. • Stay informed on changing market conditions, business trends and regulatory requirements by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements. • Demonstrate a commitment to professional ethics, as well as conforming to all federal and state compliance policies and adhering to Home Mortgage Disclosure Act (HMDA) requirements. As a lending officer, you can look forward to • Providing exceptional client care with industry leading products, services, education and a dedicated team of loan coordinators and underwriters. • Building a quality external network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. Sources may consist of real estate professionals, builders, and professional and personal contacts. • Expanding your reach further through participation in business-related development opportunities, community efforts to promote homeownership and professional organizations. • Robust marketing strategies to reach wider audiences with greater appeal. • Ongoing professional development to deepen your skills as the industry evolves and changes. • A world-class suite of employee benefits. You're a person who (required skills) • Has 2+ years of experience in a loan origination role. • Understands how to manage a pipeline effectively. • Has a strong knowledge of loan products (conventional, jumbo and government). • An ability to analyze income and assets properly in order to qualify clients for specific loan products. • Understands processing, underwriting and/or closing procedures. • Has a working knowledge of federal regulations governing real estate lending. • Is a strong communicator, both verbally and in writing. • Is a self-motivated and highly organized. • Can prioritize multiple competing tasks. • Can build and maintain solid referral base (that is, strong community involvement/ties, established relationship with assigned financial center). • Uses appropriate interpersonal styles, communication methods and approaches to gain clients. • Understands the connection of the level of service provided being directly correlated to driving sales volume. • Can be flexible to work weekends and/or extended hours as needed. You'll be better prepared if you have (desired skills) • Familiarity with FHA and HUD guidelines. • Strong computer skills including Microsoft applications and previous experience using laptop technology for communication purposes including accessing rate, credit and loan status information. • Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously. • The ability to analyze and comprehend complex financial data and provide financial alternatives. • Professional and effective interpersonal skills. We're a culture that • Is committed to building a workplace where every employee is welcomed and given the support and resources to build and advance their careers. Along with taking care of our clients, we want to be a great place for people to work, and we strive to create an environment where all employees have the opportunity to achieve their goals. • Believes diversity makes us stronger so we can reflect, connect to and meet the diverse needs of our clients around the world. • Provides continuous training and developmental opportunities to help employees achieve their goals, whatever their background or experience. • Is committed to advancing our tools, technology, and ways of working. We always put our clients first to meet their evolving needs. • Believes in responsible growth and is dedicated to supporting communities around the world by connecting them to the lending, investing and giving they need to remain vibrant and vital.

Job Description: At Bank of America, we're guided by a common purpose to help make financial lives better by connecting clients and communities to the resources they need to be successful. Make a difference where it counts by joining our industry-leading Consumer Lending team at Bank of America and Merrill Lynch. We're looking for people with focus and drive - people who take the time to get to know clients, engage with them to understand what's important to them, and provide the lending solutions, service and expertise they need to achieve their financial goals. As part of the Bank of America team, financial center lending officers (FCLOs) have access to industry-leading products and services, award-winning platforms and a team of dedicated loan coordinators and underwriters - all designed to meet the unique life priorities of our clients. FCLOs work in assigned financial centers and partner closely with financial center employees as part of one team that delivers exceptional client care. The FCLO is responsible for originating retail mortgage loans and other lending products - through uncovering client needs and matching them to our lending solutions. Contact with clients may be either by telephone or in-person. The FCLO actively solicits new residential mortgage business and sells Bank of America lending products to meet established loan quality and production goals. This position is subject to SAFE Act registration requirements. Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Since your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and/or maintain SAFE Act registration may result in your immediate termination. We'll help you • Get training and one-on-one coaching from managers who are invested in your success. You'll take part in additional training and development through our Academy to develop in your role. • Grow your network to eventually grow your business. Leverage our relationships with one out of two U.S. households. Starting at a financial center, you'll interact with banking clients and small business owners alike. You will also tap into a range of experts, from small business bankers to financial solutions advisors. • Provide end-to-end comprehensive lending guidance and solutions to prospective borrowers by uncovering their life priorities, analyzing financial and credit data, and determining client financing objectives. • Stay informed on changing market conditions, business trends and regulatory requirements by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements. • Demonstrate a commitment to professional ethics, as well as conforming to all federal and state compliance policies and adhering to Home Mortgage Disclosure Act (HMDA) requirements. As a lending officer, you can look forward to • Providing exceptional client care with industry leading products, services, education and a dedicated team of loan coordinators and underwriters. • Building a quality external network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. Sources may consist of real estate professionals, builders, and professional and personal contacts. • Expanding your reach further through participation in business-related development opportunities, community efforts to promote homeownership and professional organizations. • Robust marketing strategies to reach wider audiences with greater appeal. • Ongoing professional development to deepen your skills as the industry evolves and changes. • A world-class suite of employee benefits. You're a person who (required skills) • Has 2+ years of experience in a loan origination role. • Understands how to manage a pipeline effectively. • Has a strong knowledge of loan products (conventional, jumbo and government). • An ability to analyze income and assets properly in order to qualify clients for specific loan products. • Understands processing, underwriting and/or closing procedures. • Has a working knowledge of federal regulations governing real estate lending. • Is a strong communicator, both verbally and in writing. • Is a self-motivated and highly organized. • Can prioritize multiple competing tasks. • Can build and maintain solid referral base (that is, strong community involvement/ties, established relationship with assigned financial center). • Uses appropriate interpersonal styles, communication methods and approaches to gain clients. • Understands the connection of the level of service provided being directly correlated to driving sales volume. • Can be flexible to work weekends and/or extended hours as needed. You'll be better prepared if you have (desired skills) • Familiarity with FHA and HUD guidelines. • Strong computer skills including Microsoft applications and previous experience using laptop technology for communication purposes including accessing rate, credit and loan status information. • Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously. • The ability to analyze and comprehend complex financial data and provide financial alternatives. • Professional and effective interpersonal skills. We're a culture that • Is committed to building a workplace where every employee is welcomed and given the support and resources to build and advance their careers. Along with taking care of our clients, we want to be a great place for people to work, and we strive to create an environment where all employees have the opportunity to achieve their goals. • Believes diversity makes us stronger so we can reflect, connect to and meet the diverse needs of our clients around the world. • Provides continuous training and developmental opportunities to help employees achieve their goals, whatever their background or experience. • Is committed to advancing our tools, technology, and ways of working. We always put our clients first to meet their evolving needs. • Believes in responsible growth and is dedicated to supporting communities around the world by connecting them to the lending, investing and giving they need to remain vibrant and vital.

Job Description: The Sr Lending Officer proactively solicits new residential mortgage business and sells Bank of America mortgage products to meet established loan quality and production goals. May provide dedicated training and coaching support to one or more Lending Associates. The Sr Lending Officer supports and encourages the Lending Associate on new business development. The Sr Lending Officer may be involved in interviewing and talent selection activities for new Lending Associates. In this on-going sales role, the Sr Lending Officer continually identifies, develops and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. A Sr Lending Officers network may consist of Real Estate professionals, builders, professional and personal contacts, as well as other valuable referral sources, and is enhanced by the Sr Lending Officers regular participation in business related development opportunities, community efforts to promote homeownership and professional organizations. May be partnered with a Lending Associate to provide guidance around all aspects of the sales process. The Sr Lending Officer responds to customer inquiries and referrals that are generated from both the Sr Lending Officer contacts and from other Bank of America business channels and includes the Lending Associate in these activities for developmental purposes. The Sr Lending Officer conducts interviews with prospective borrowers in order to analyze financial and credit data, determines customer financing objectives, advises customers of product/pricing policies and guidelines, and gathers any additional required information while including the Lending Associate in these activities for developmental purposes. The Sr Lending Officer ensures overall exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies and adhering to HMDA requirements. This position is subject to SAFE Act registration requirements. Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Since your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and/or maintain SAFE Act registration may result in your immediate termination.

Job Description: At Bank of America, we're guided by a common purpose to help make financial lives better by connecting clients and communities to the resources they need to be successful. Make a difference where it counts by joining our industry-leading Consumer Lending team at Bank of America and Merrill Lynch. We're looking for people with focus and drive -people who take the time to get to know clients, engage with them to understand what's important to them, and provide the lending solutions, service and expertise they need to achieve their financial goals. As part of the Bank of America team, senior lending officers (Sr. LOs) have access to industry leading products and services, award winning platforms and a team of dedicated loan coordinators and underwriters - all designed to meet the unique life priorities of our clients. Sr. LOs continually identify, develop and maintain a quality network of business relationships that serve as a recurring source of referrals for new mortgage lending opportunities. They also partner closely with financial center employees as part of one team that delivers exceptional client care. The Sr. LO is responsible for originating retail mortgage loans and other lending products - through uncovering client needs and matching them to our lending solutions. Contact with clients may be either by telephone or in-person. The Sr. LO proactively solicits new residential mortgage business and sells Bank of America lending products to meet established loan quality and production goals. This position is subject to SAFE Act registration requirements . Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Since your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and/or maintain SAFE Act registration may result in your immediate termination We'll help you • Get training and one-on-one coaching from managers who are invested in your success. You'll take part in additional training and development through our Academy to develop in your role. • Grow your network to eventually grow your business. Leverage our relationships with one out of two U.S. households. Starting at a financial center, you'll interact with banking clients and small business owners alike. You'll also tap into a range of experts, from small business bankers to financial solutions advisors. • Provide end-to-end comprehensive lending guidance and solution s to prospective borrowers by uncovering their life priorities, analyzing financial and credit data, and determining client financing objectives. • Stay informed on changing market conditions, business trends and regulatory requirements by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements. • Demonstrate a commitment to professional ethics, as well as conform to all federal and state compliance policies and adhering to Home Mortgage Disclosure Act (HMDA) requirements. As a senior lending officer, you can look forward to • Providing exceptional client care with industry-leading products, services, education and a dedicated team of loan coordinators and underwriters. • Building a quality external network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. Sources may consist of real estate professionals, builders, and professional and personal contacts. • Expanding your reach further through participation in business related development opportunities, community efforts to promote homeownership and professional organizations. • Robust marketing strategies to reach wider audiences with greater appeal. • Ongoing professional development to deepen your skills as the industry evolves and changes. • A world-class suite of employee benefits. You're a person who (required skills) • Has 2+ years of experience in a loan origination role with a focus on generating self-sourced business through a verifiable, established network of referral sources. • Understands how to manage pipeline effectively. • Has a strong knowledge of loan products (conventional, jumbo and government). • Has the ability to analyze income and assets properly in order to qualify clients for specific loan products. • Understands processing, underwriting and/or closing procedures. • Has a working knowledge of federal regulations governing real estate lending • Can work independently. • Is a strong communicator, both verbally and in writing. • Is self-motivated and highly organized. • Can prioritize multiple competing tasks. • Uses appropriate interpersonal styles, communication methods and approaches to gain clients. • Understands the connection of the level of service provided being directly correlated to driving sales volume. • Can be flexible to work weekends and/or extended hours as needed. You'll be better prepared if you have (desired skills) • Familiarity with FHA and HUD guidelines. • Strong computer skills including Microsoft applications and previous experience using laptop technology for communication purposes including accessing rate, credit and loan status information. • Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously. • The ability to analyze and comprehend complex financial data and provide financial alternatives. • Professional and effective interpersonal skills. • An ability to take ownership and accountability and can demonstrate integrity. • Adaptability and can demonstrate flexibility. • A positive attitude. • Effective communication styles. We're a culture that • Is committed to building a workplace where every employee is welcomed and given the support and resources to build and advance their careers. Along with taking care of our clients, we want to be a great place for people to work, and we strive to create an environment where all employees have the opportunity to achieve their goals. • Believes diversity makes us stronger, so we can reflect, connect to and meet the diverse needs of our clients around the world. • Provides continuous training and developmental opportunities to help employees achieve their goals, whatever their background or experience. • Is committed to advancing our tools, technology, and ways of working. We always put our clients first to meet their evolving needs. • Believes in responsible growth and is dedicated to supporting communities around the world by connecting them to the lending, investing and giving they need to remain vibrant and vital.

Job Description: Drives Enterprise initiatives and provides market leadership to originators and market aligned financial center partners. Supervises a team of 10+ Lending Officers within local markets, with a focus on Financial Center aligned Lending Officers. Prepares and participates in aligned Financial Center Performance routines, including huddles, market visits, and completing high-impact assessments and aligned coaching. Recruits, hires, coaches, counsels subordinate sales people and monitor sales activities within their sales team. Responsible for conducting training for any new hire or existing hires in both skills development and product training. Ensures sales goals are communicated and met and provides marketing direction and strategy. Monitor and analyze financial center production success via, financial center opportunities and market share capture of those opportunities against target. Manage expense controls, draw management, pricing exceptions, pricing, and bonus reports. Work with quality control units, and other support units to enhance profitability, production and quality control. Will be responsible for some personal production but primary responsibility is leading and managing and coaching and training of LOs. This position is subject to SAFE Act registration requirements. Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Since your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and/or maintain SAFE Act registration may result in your immediate termination.

Job Description: At Bank of America, we're guided by a common purpose to help make financial lives better by connecting clients and communities to the resources they need to be successful. Make a difference where it counts by joining our industry-leading Consumer Lending team at Bank of America and Merrill Lynch. We're looking for people with focus and drive -people who take the time to get to know clients, engage with them to understand what's important to them, and provide the lending solutions, service and expertise they need to achieve their financial goals. As part of the Bank of America team, the lending associate (LA) position is designed to create a career opportunity in mortgage sales for individuals with minimal mortgage lending experience or those individuals who prefer to partner alongside a more experienced lending officer. The lending associate role will include sales, marketing and production activities in order to develop an understanding of the business and maximize the sale of mortgage loans. Additionally, the lending associate will begin working directly with clients to uncover their needs and match them to our lending solutions. LAs may begin developing a referral network and generating self-sourced business. LAs will also create a sales business plan and, initially under the guidance and supervision of the lending officer, will execute sales, pricing, and loan management and client relationship activities. The LA will be responsible for successfully completing pre-assigned training activities and achieving production goals within a pre-determined time period. This position is subject to SAFE Act registration requirements. Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Since your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and/or maintain SAFE Act registration may result in your immediate termination. We'll help you • Get training and one-on-one coaching from managers who are invested in your success. You'll take part in additional training and development through our Academy to develop in your role. • Grow your network to eventually grow your business . Leverage our relationships with one out of two U.S. households. Starting at a financial center, you'll interact with banking clients and small business owners alike. You'll also tap into a range of experts, from small business bankers to financial solutions advisors. • Provide end-to-end comprehensive lending guidance and solutions to prospective borrowers by uncovering their life priorities, analyzing financial and credit data, and determining client financing objectives. • Stay informed on changing market conditions, business trends and regulatory requirements by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements. • Demonstrate a commitment to professional ethics , as well as conform to all federal and state compliance policies and adhering to Home Mortgage Disclosure Act (HMDA) requirements. As a lending associate, you can look forward to • Providing exceptional client care with industry-leading products, services, education and a dedicated team of loan coordinators and underwriters. • Building a quality external network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. Sources may consist of real estate professionals, builders, and professional and personal contacts. • Expanding your reach further through participation in business-related development opportunities, community efforts to promote homeownership and professional organizations. • Robust marketing strategie s to reach wider audiences with greater appeal. • Ongoing professional development to deepen your skills as the industry evolves and changes. • A world-class suite of employee benefits. You're a person who (required skills) • Is an effective communicator, both verbally and in writing. • Is self-motivated and highly organized. • Can prioritize multiple competing tasks. • Has flexibility to work extended hours during heavy workload period. • Has previous out-of-industry sales experience with a focus on generating self-sourced business. • Strong computer skills, including Microsoft applications. You'll be better prepared if you have (desired skills) • Familiarity with FHA and HUD guidelines. • Adaptability and can demonstrate flexibility. • A positive attitude. • Able to take ownership and accountability and can demonstrate integrity. • The ability to manage multiple priorities effectively. We're a culture that • Is committed to building a workplace where every employee is welcomed and given the support and resources to build and advance their careers. Along with taking care of our clients, we want to be a great place for people to work, and we strive to create an environment where all employees have the opportunity to achieve their goals. • Believes diversity makes us stronger so we can reflect, connect to and meet the diverse needs of our clients around the world. • Provides continuous training and developmental opportunities to help employees achieve their goals, whatever their background or experience. • Is committed to advancing our tools, technology and ways of working. We always put our clients first to meet their evolving needs. • Believes in responsible growth and is dedicated to supporting communities around the world by connecting them to the lending, investing and giving they need to remain vibrant and vital.

Job Description: At Bank of America, we're guided by a common purpose to help make financial lives better by connecting clients and communities to the resources they need to be successful. Make a difference where it counts by joining our industry-leading Consumer Lending team at Bank of America and Merrill Lynch. We're looking for people with focus and drive - people who take the time to get to know clients, engage with them to understand what's important to them, and provide the lending solutions, service and expertise they need to achieve their financial goals. As part of the Bank of America team, financial center lending officers (FCLOs) have access to industry-leading products and services, award-winning platforms and a team of dedicated loan coordinators and underwriters - all designed to meet the unique life priorities of our clients. FCLOs work in assigned financial centers and partner closely with financial center employees as part of one team that delivers exceptional client care. The FCLO is responsible for originating retail mortgage loans and other lending products - through uncovering client needs and matching them to our lending solutions. Contact with clients may be either by telephone or in-person. The FCLO actively solicits new residential mortgage business and sells Bank of America lending products to meet established loan quality and production goals. This position is subject to SAFE Act registration requirements. Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Since your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and/or maintain SAFE Act registration may result in your immediate termination. We'll help you • Get training and one-on-one coaching from managers who are invested in your success. You'll take part in additional training and development through our Academy to develop in your role. • Grow your network to eventually grow your business. Leverage our relationships with one out of two U.S. households. Starting at a financial center, you'll interact with banking clients and small business owners alike. You will also tap into a range of experts, from small business bankers to financial solutions advisors. • Provide end-to-end comprehensive lending guidance and solutions to prospective borrowers by uncovering their life priorities, analyzing financial and credit data, and determining client financing objectives. • Stay informed on changing market conditions, business trends and regulatory requirements by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements. • Demonstrate a commitment to professional ethics, as well as conforming to all federal and state compliance policies and adhering to Home Mortgage Disclosure Act (HMDA) requirements. As a lending officer, you can look forward to • Providing exceptional client care with industry leading products, services, education and a dedicated team of loan coordinators and underwriters. • Building a quality external network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. Sources may consist of real estate professionals, builders, and professional and personal contacts. • Expanding your reach further through participation in business-related development opportunities, community efforts to promote homeownership and professional organizations. • Robust marketing strategies to reach wider audiences with greater appeal. • Ongoing professional development to deepen your skills as the industry evolves and changes. • A world-class suite of employee benefits. You're a person who (required skills) • Has 2+ years of experience in a loan origination role. • Understands how to manage a pipeline effectively. • Has a strong knowledge of loan products (conventional, jumbo and government). • An ability to analyze income and assets properly in order to qualify clients for specific loan products. • Understands processing, underwriting and/or closing procedures. • Has a working knowledge of federal regulations governing real estate lending. • Is a strong communicator, both verbally and in writing. • Is a self-motivated and highly organized. • Can prioritize multiple competing tasks. • Can build and maintain solid referral base (that is, strong community involvement/ties, established relationship with assigned financial center). • Uses appropriate interpersonal styles, communication methods and approaches to gain clients. • Understands the connection of the level of service provided being directly correlated to driving sales volume. • Can be flexible to work weekends and/or extended hours as needed. You'll be better prepared if you have (desired skills) • Familiarity with FHA and HUD guidelines. • Strong computer skills including Microsoft applications and previous experience using laptop technology for communication purposes including accessing rate, credit and loan status information. • Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously. • The ability to analyze and comprehend complex financial data and provide financial alternatives. • Professional and effective interpersonal skills. We're a culture that • Is committed to building a workplace where every employee is welcomed and given the support and resources to build and advance their careers. Along with taking care of our clients, we want to be a great place for people to work, and we strive to create an environment where all employees have the opportunity to achieve their goals. • Believes diversity makes us stronger so we can reflect, connect to and meet the diverse needs of our clients around the world. • Provides continuous training and developmental opportunities to help employees achieve their goals, whatever their background or experience. • Is committed to advancing our tools, technology, and ways of working. We always put our clients first to meet their evolving needs. • Believes in responsible growth and is dedicated to supporting communities around the world by connecting them to the lending, investing and giving they need to remain vibrant and vital.

Job Description: At Bank of America, we're guided by a common purpose to help make financial lives better by connecting clients and communities to the resources they need to be successful. Make a difference where it counts by joining our industry-leading Consumer Lending team at Bank of America and Merrill Lynch. We're looking for people with focus and drive -people who take the time to get to know clients, engage with them to understand what's important to them, and provide the lending solutions, service and expertise they need to achieve their financial goals. As part of the Bank of America team, senior lending officers (Sr. LOs) have access to industry leading products and services, award winning platforms and a team of dedicated loan coordinators and underwriters - all designed to meet the unique life priorities of our clients. Sr. LOs continually identify, develop and maintain a quality network of business relationships that serve as a recurring source of referrals for new mortgage lending opportunities. They also partner closely with financial center employees as part of one team that delivers exceptional client care. The Sr. LO is responsible for originating retail mortgage loans and other lending products - through uncovering client needs and matching them to our lending solutions. Contact with clients may be either by telephone or in-person. The Sr. LO proactively solicits new residential mortgage business and sells Bank of America lending products to meet established loan quality and production goals. This position is subject to SAFE Act registration requirements . Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Since your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and/or maintain SAFE Act registration may result in your immediate termination We'll help you • Get training and one-on-one coaching from managers who are invested in your success. You'll take part in additional training and development through our Academy to develop in your role. • Grow your network to eventually grow your business. Leverage our relationships with one out of two U.S. households. Starting at a financial center, you'll interact with banking clients and small business owners alike. You'll also tap into a range of experts, from small business bankers to financial solutions advisors. • Provide end-to-end comprehensive lending guidance and solution s to prospective borrowers by uncovering their life priorities, analyzing financial and credit data, and determining client financing objectives. • Stay informed on changing market conditions, business trends and regulatory requirements by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements. • Demonstrate a commitment to professional ethics, as well as conform to all federal and state compliance policies and adhering to Home Mortgage Disclosure Act (HMDA) requirements. As a senior lending officer, you can look forward to • Providing exceptional client care with industry-leading products, services, education and a dedicated team of loan coordinators and underwriters. • Building a quality external network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. Sources may consist of real estate professionals, builders, and professional and personal contacts. • Expanding your reach further through participation in business related development opportunities, community efforts to promote homeownership and professional organizations. • Robust marketing strategies to reach wider audiences with greater appeal. • Ongoing professional development to deepen your skills as the industry evolves and changes. • A world-class suite of employee benefits. You're a person who (required skills) • Has 2+ years of experience in a loan origination role with a focus on generating self-sourced business through a verifiable, established network of referral sources. • Understands how to manage pipeline effectively. • Has a strong knowledge of loan products (conventional, jumbo and government). • Has the ability to analyze income and assets properly in order to qualify clients for specific loan products. • Understands processing, underwriting and/or closing procedures. • Has a working knowledge of federal regulations governing real estate lending • Can work independently. • Is a strong communicator, both verbally and in writing. • Is self-motivated and highly organized. • Can prioritize multiple competing tasks. • Uses appropriate interpersonal styles, communication methods and approaches to gain clients. • Understands the connection of the level of service provided being directly correlated to driving sales volume. • Can be flexible to work weekends and/or extended hours as needed. You'll be better prepared if you have (desired skills) • Familiarity with FHA and HUD guidelines. • Strong computer skills including Microsoft applications and previous experience using laptop technology for communication purposes including accessing rate, credit and loan status information. • Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously. • The ability to analyze and comprehend complex financial data and provide financial alternatives. • Professional and effective interpersonal skills. • An ability to take ownership and accountability and can demonstrate integrity. • Adaptability and can demonstrate flexibility. • A positive attitude. • Effective communication styles. We're a culture that • Is committed to building a workplace where every employee is welcomed and given the support and resources to build and advance their careers. Along with taking care of our clients, we want to be a great place for people to work, and we strive to create an environment where all employees have the opportunity to achieve their goals. • Believes diversity makes us stronger, so we can reflect, connect to and meet the diverse needs of our clients around the world. • Provides continuous training and developmental opportunities to help employees achieve their goals, whatever their background or experience. • Is committed to advancing our tools, technology, and ways of working. We always put our clients first to meet their evolving needs. • Believes in responsible growth and is dedicated to supporting communities around the world by connecting them to the lending, investing and giving they need to remain vibrant and vital.