2,355 Banking jobs

Discover your opportunity with Union Bank® and become a part of one of the world’s leading financial groups. Union Bank is a member of Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world with total assets of over $2.4 trillion (as ranked by SNL Financial, April 2016) and 140,000 colleagues in nearly 50 countries. In the U.S., we’re 13,000 strong, working together to positively impact every customer, organization, and community we serve. At Union Bank, we aim to be the premier and most-trusted West Coast bank, serving customers with high-touch, local delivery and global capabilities as we leverage our rich, 150-year history. This is all part of our inclusive, high-performing culture supported by competitive Total Rewards, including our cash balance pension plan. Join a team that’s working to fulfill its vision to be the world’s most trusted financial group. Job Summary Reporting to the Branch Manager and/or Branch Service Manager, the Branch Service Specialist is responsible for performing a variety of duties including, responding to customer inquiries, processing transactions, customer requests, resolving difficult/complex issues, and making quality sales referrals. The Branch Service Specialist may receive day-to-day work direction from other branch officers. Depending on the office assigned, may be responsible for servicing specialty segments such as Priority and Cash and Save, etc. Major Responsibilities: Under guidance of office leadership, will be responsible for: 50% - Customer Service Transactions Ensure understanding of and adherence to all operating policies, procedures and regulatory requirements. Provide an outstanding customer experience when responding to customer requests and inquiries and processing transactions within assigned authority. Respond directly to customer issues and complaints in a timely, professional and effective manner. Escalate more complex issues/complaints to the appropriate supervisor or co-worker within the branch if unable to resolve directly. Maintain cash drawer within prescribed cash limits and meet cash balancing standards. Perform more complex tasks such as Safe Deposit activities, handling of customer requests/research, merchant teller services, remote branch capture, etc., in compliance with established policies, procedures and standards. 30% - Sales Referrals Identify and recommend appropriate bank services that result in quality sales and best meet customers’ needs. Participate in sales promotions and meet monthly referral goals. May assist Manager in training tellers to effectively identify quality referral opportunities. 20% - Operations/Risk/Compliance Verify and/or approve various documents and transactions, (e.g., G/L tickets, IBC's, Customer Charges, Deposits, etc.). Responsible for following and adhering to all bank operational and security policies and procedures, including compliance and privacy policies and procedures to maintain customer confidentiality. Conform to all government compliance regulations. Qualifications: Typically requires 3+ years of experience and increasing levels of responsibility within branch operations. Possess knowledge of banking products and services. Requires strong sales and service orientation and the ability to communicate effectively with all levels of management and clients. Possess excellent verbal, written and interpersonal communication skills. The above statements are intended to describe the general nature and level of the work being performed. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified . We are proud to be an Equal Opportunity / Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category. A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it’s the bank’s policy to only inquire into a candidate’s criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses .

Discover your opportunity with Union Bank® and become a part of one of the world’s leading financial groups. Union Bank is a member of Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world with total assets of over $2.4 trillion (as ranked by SNL Financial, April 2016) and 140,000 colleagues in nearly 50 countries. In the U.S., we’re 13,000 strong, working together to positively impact every customer, organization, and community we serve. At Union Bank, we aim to be the premier and most-trusted West Coast bank, serving customers with high-touch, local delivery and global capabilities as we leverage our rich, 150-year history. This is all part of our inclusive, high-performing culture supported by competitive Total Rewards, including our cash balance pension plan. Join a team that’s working to fulfill its vision to be the world’s most trusted financial group. Job Summary Proactively attract, deepen and manage comprehensive financial relationships within the affluent segment. Have a robust knowledge of banking, credit, investment, insurance and estate/business planning products and services to provide comprehensive, holistic solutions that meet client needs through collaborative engagement of the bank's Wealth, Business Banking, and Transaction Banking partners. Deliver a differentiated client experience for the affluent market that supports the Bank's value proposition through a consultative, customized needs based approach and proactive long-term relationship management. Deploy an end to end sales process, primarily through regular face-to-face client engagement, to maximize their service usage, loan, insurance, investment, and business opportunities, including needs assessment, in-depth discovery meetings, one-on-one solution presentations, execution of solution plans, and ongoing client communication. Cultivate deep referral networks through active community involvement and professional group affiliations to source new affluent clients and proactively address client needs. Achieve quarterly and annual performance goals through proactive growth and retention of high quality client portfolio with a focus on driving overall profitability to meet bank targets. Expected that more than 60% of work time will be spent away from the Bank's places of business. Major Responsibilities: 60% - SALES, MARKETING AND BUSINESS DEVELOPMENT (INCLUDING NEW CLIENT ACQUISITION): Private Bankers develop and execute marketing and sales strategies to attract, deepen and retain a profitable portfolio, engaging internal the Bank partners as well as external centers of influence. Act as consultative bankers and trusted client advisors focusing on maximizing profitability and identifying cross-sell opportunities. Implement defined sales processes with prospective and existing clients, from comprehensive discovery meetings to solution delivery. Actively create and pursue business development opportunities through client engagement at the convenience of the client., Cultivating a reputation for superior service, Private Bankers are expected to engage in comprehensive discovery meetings and frequent face-to-face customer interactions to develop deep customer knowledge that enables them to act as consultative bankers and trusted client advisors. Private Bankers establish and maintain excellent working relationships with appropriate business partners (e.g., Wealth, Mortgage, and Business Banking) to facilitate cross-sell partnership and deliver comprehensive, holistic solutions to clients. They are expected to monitor, maintain, and update sales activity, pipeline, and other pertinent information using sales management tools – in alignment to achieve quarterly and annual revenue production goals. 20% - RELATIONSHIP MANAGEMENT: Private Bankers provides full-service banking to high value customers and oversees a portfolio of simple and/or customized packaged-product account relationships. They are accountable for balanced portfolio growth, portfolio profitability, and overall portfolio retention. They manage relationships in the affluent market by appropriately and proactively addressing the changing needs of the client identified through regular review and refinement of the client's customized wealth management strategy. This strategy, derived from an initial in-depth discovery meeting and sales presentation, reflects the Private Banker's deep client knowledge and trust fostered through regular discussions and face-to-face interactions. It often includes cross-sales and partnership with appropriate bank experts (e.g., brokers, trust officers, and specialized credit officers). Private Bankers make themselves accessible to clients and stay current on client activities through regular visits and travel throughout their sales territories. They educate their clients on new products and services and present new opportunities for balanced growth and risk mitigation based on sound financial principles. Additionally, Private Bankers are required to be involved in community activities as they strive to serve their communities by understanding where need exists and how we can make the best contribution. This is part of the responsible and committed corporate citizenship that is a hallmark of the Bank. 20% - RISK MANAGEMENT: Private Bankers monitor and manage their portfolios to assess and minimize risk as it relates to credit and operations. They follow up with appropriate measures, adhering to the Bank's policy and guidelines; and consult with operational resources to proactively identify and mitigate operational risk in the servicing of their client portfolio. This position may be subject to SAFE Act Registration Requirements. Pursuant to the SAFE Act requirements, all applicants for employment who will be engaged in residential loan mortgage originations (as defined by the SAFE Act) must register with the federal registry system and maintain a status in good standing under the SAFE Act requirements. If at any time the Bank determines that your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to register successfully or to maintain a status in good standing under the SAFE Act will affect your eligibility for continued employment and may result in your immediate termination. (position is tied to PRA incentive plan) Qualifications: Additional Information Knowledge, Skills, Abilities : Robust understanding of wealth issues and product solutions relevant to affluent clients including financial, estate and tax planning principles; Demonstrated experience with and a broad understanding of personal and commercial financial statements and consumer or commercial lending, inclusive of related policies and procedures; Conversational knowledge of investments, trust and credit products. Individual must be entrepreneurial and personally driven to succeed in their market and community; Strong sales and service orientation; Must be comfortable with and persevere in the face of rejection; Understand attitudes and behaviors of wealthy people in the affluent market and capable of delivering service at that level; Strong interpersonal and relationship management skills with demonstrated aptitude for sales; Ability to prospect, anticipate needs, and close sales; Communicate effectively with clients of varying levels of business and financial sophistication; Effectively assemble and lead an advisory team of UB partners in addressing client needs. The Bank expects that Private Bankers will spend more than 60% of their work time carrying out the responsibilities away from its places of business. Education, Licensure, Experience: Demonstrated professional competency with 5 to 10 years financial sales experience in the affluent segment and a minimum of 2 to 4 years of commercial and/or consumer lending experience; College degree or equivalent work experience; Series 6 & 63 licenses are required (within 180 days of hire, if not at inception), securing a series 65 license as well is preferred; Appropriate state insurance licensing is required (within 180 days of hire, if not at inception); Successful completion of Cannon Wealth Strategist program or comparable training is required; Proficient knowledge of computer skills; Ability to assess client needs/profile proactively and effectively. The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required of personnel so classified. We are proud to be an Equal Opportunity / Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category. A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it’s the bank’s policy to only inquire into a candidate’s criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses.

Discover your opportunity with Union Bank® and become a part of one of the world’s leading financial groups. Union Bank is a member of Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world with total assets of over $2.4 trillion (as ranked by SNL Financial, April 2016) and 140,000 colleagues in nearly 50 countries. In the U.S., we’re 13,000 strong, working together to positively impact every customer, organization, and community we serve. At Union Bank, we aim to be the premier and most trusted West Coast bank, serving customers with high-touch, local delivery and global capabilities as we leverage our rich, 150-year history. This is all part of our inclusive, high-performing culture supported by competitive Total Rewards, including our cash balance pension plan. Join a team that’s working to fulfill its vision to be the world’s most trusted financial group. Job Summary: The position is part of the Institutional Markets Lending Unit, with offices in New York and San Francisco, within Union Bank's Real Estate Industries Group. The Institutional Markets Lending Unit focuses on secured project financing as well as lending to public and private REIT’s and Institutional Funds with a national focus. Loans consist of senior mortgages, bridge, construction, and unsecured revolvers and term loans to such clients. Position will include learning the Bank’s various systems and maintaining data integrity. Major Responsibilities: Manage a team of underwriters/portfolio managers based in NY. Ability to lead group-wide projects. Team leader may additionally manage a small number of loans. Must become well versed on credit policies and procedures. Demonstrates deep industry knowledge, including structuring transactions and reviewing legal documents. Qualifications: Generally 10-15+ years of relevant working experience or demonstrated ability to perform at a high level. Bachelor’s degree required. Advanced degree preferred. The above statements are intended to describe the general nature and level of the work being performed. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified . We are proud to be an Equal Opportunity / Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category. A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it’s the bank’s policy to only inquire into a candidate’s criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses.

Discover your opportunity with Union Bank® and become a part of one of the world’s leading financial groups. Union Bank is a member of Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world with total assets of over $2.4 trillion (as ranked by SNL Financial, April 2016) and 140,000 colleagues in nearly 50 countries. In the U.S., we’re 13,000 strong, working together to positively impact every customer, organization, and community we serve. At Union Bank, we aim to be the premier and most-trusted West Coast bank, serving customers with high-touch, local delivery and global capabilities as we leverage our rich, 150-year history. This is all part of our inclusive, high-performing culture supported by competitive Total Rewards, including our cash balance pension plan. Join a team that’s working to fulfill its vision to be the world’s most trusted financial group. Job Summary Proactively attract, deepen and manage comprehensive financial relationships within the affluent segment. Have a robust knowledge of banking, credit, investment, insurance and estate/business planning products and services to provide comprehensive, holistic solutions that meet client needs through collaborative engagement of the bank's Wealth, Business Banking, and Transaction Banking partners. Deliver a differentiated client experience for the affluent market that supports the Bank's value proposition through a consultative, customized needs based approach and proactive long-term relationship management. Deploy an end to end sales process, primarily through regular face-to-face client engagement, to maximize their service usage, loan, insurance, investment, and business opportunities, including needs assessment, in-depth discovery meetings, one-on-one solution presentations, execution of solution plans, and ongoing client communication. Cultivate deep referral networks through active community involvement and professional group affiliations to source new affluent clients and proactively address client needs. Achieve quarterly and annual performance goals through proactive growth and retention of high quality client portfolio with a focus on driving overall profitability to meet bank targets. Expected that more than 60% of work time will be spent away from the Bank's places of business. Major Responsibilities: 60% - SALES, MARKETING AND BUSINESS DEVELOPMENT (INCLUDING NEW CLIENT ACQUISITION): Private Bankers develop and execute marketing and sales strategies to attract, deepen and retain a profitable portfolio, engaging internal the Bank partners as well as external centers of influence. Act as consultative bankers and trusted client advisors focusing on maximizing profitability and identifying cross-sell opportunities. Implement defined sales processes with prospective and existing clients, from comprehensive discovery meetings to solution delivery. Actively create and pursue business development opportunities through client engagement at the convenience of the client., Cultivating a reputation for superior service, Private Bankers are expected to engage in comprehensive discovery meetings and frequent face-to-face customer interactions to develop deep customer knowledge that enables them to act as consultative bankers and trusted client advisors. Private Bankers establish and maintain excellent working relationships with appropriate business partners (e.g., Wealth, Mortgage, and Business Banking) to facilitate cross-sell partnership and deliver comprehensive, holistic solutions to clients. They are expected to monitor, maintain, and update sales activity, pipeline, and other pertinent information using sales management tools – in alignment to achieve quarterly and annual revenue production goals. 20% - RELATIONSHIP MANAGEMENT: Private Bankers provides full-service banking to high value customers and oversees a portfolio of simple and/or customized packaged-product account relationships. They are accountable for balanced portfolio growth, portfolio profitability, and overall portfolio retention. They manage relationships in the affluent market by appropriately and proactively addressing the changing needs of the client identified through regular review and refinement of the client's customized wealth management strategy. This strategy, derived from an initial in-depth discovery meeting and sales presentation, reflects the Private Banker's deep client knowledge and trust fostered through regular discussions and face-to-face interactions. It often includes cross-sales and partnership with appropriate bank experts (e.g., brokers, trust officers, and specialized credit officers). Private Bankers make themselves accessible to clients and stay current on client activities through regular visits and travel throughout their sales territories. They educate their clients on new products and services and present new opportunities for balanced growth and risk mitigation based on sound financial principles. Additionally, Private Bankers are required to be involved in community activities as they strive to serve their communities by understanding where need exists and how we can make the best contribution. This is part of the responsible and committed corporate citizenship that is a hallmark of the Bank. 20% - RISK MANAGEMENT: Private Bankers monitor and manage their portfolios to assess and minimize risk as it relates to credit and operations. They follow up with appropriate measures, adhering to the Bank's policy and guidelines; and consult with operational resources to proactively identify and mitigate operational risk in the servicing of their client portfolio. This position may be subject to SAFE Act Registration Requirements. Pursuant to the SAFE Act requirements, all applicants for employment who will be engaged in residential loan mortgage originations (as defined by the SAFE Act) must register with the federal registry system and maintain a status in good standing under the SAFE Act requirements. If at any time the Bank determines that your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to register successfully or to maintain a status in good standing under the SAFE Act will affect your eligibility for continued employment and may result in your immediate termination. (position is tied to PRA incentive plan) Qualifications: Additional Information Knowledge, Skills, Abilities : Robust understanding of wealth issues and product solutions relevant to affluent clients including financial, estate and tax planning principles; Demonstrated experience with and a broad understanding of personal and commercial financial statements and consumer or commercial lending, inclusive of related policies and procedures; Conversational knowledge of investments, trust and credit products. Individual must be entrepreneurial and personally driven to succeed in their market and community; Strong sales and service orientation; Must be comfortable with and persevere in the face of rejection; Understand attitudes and behaviors of wealthy people in the affluent market and capable of delivering service at that level; Strong interpersonal and relationship management skills with demonstrated aptitude for sales; Ability to prospect, anticipate needs, and close sales; Communicate effectively with clients of varying levels of business and financial sophistication; Effectively assemble and lead an advisory team of UB partners in addressing client needs. The Bank expects that Private Bankers will spend more than 60% of their work time carrying out the responsibilities away from its places of business. Education, Licensure, Experience: Demonstrated professional competency with 5 to 10 years financial sales experience in the affluent segment and a minimum of 2 to 4 years of commercial and/or consumer lending experience; College degree or equivalent work experience; Series 6 & 63 licenses are required (within 180 days of hire, if not at inception), securing a series 65 license as well is preferred; Appropriate state insurance licensing is required (within 180 days of hire, if not at inception); Successful completion of Cannon Wealth Strategist program or comparable training is required; Proficient knowledge of computer skills; Ability to assess client needs/profile proactively and effectively. The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required of personnel so classified. We are proud to be an Equal Opportunity / Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category. A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it’s the bank’s policy to only inquire into a candidate’s criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses.

Discover your opportunity with Union Bank® and become a part of one of the world’s leading financial groups. Union Bank is a member of Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world with total assets of over $2.4 trillion (as ranked by SNL Financial, April 2016) and 140,000 colleagues in nearly 50 countries. In the U.S., we’re 13,000 strong, working together to positively impact every customer, organization, and community we serve. At Union Bank, we aim to be the premier and most trusted West Coast bank, serving customers with high-touch, local delivery and global capabilities as we leverage our rich, 150-year history. This is all part of our inclusive, high-performing culture supported by competitive Total Rewards, including our cash balance pension plan. Join a team that’s working to fulfill its vision to be the world’s most trusted financial group. Job Summary: Responsible for the development, ongoing evaluation and refinement of Commercial Mortgage Division (“CMD”) product and pricing strategies that seek to maximize desired production levels and portfolio risk adjusted returns. Be a key contributor to ongoing management of policies, procedures, process and performance management tools that will contribute to sales production growth as well as client retention and services expansion. Major Responsibilities: Product, Pricing and Production Management – Develop and implement product and pricing strategies that maximize desired production levels and portfolio risk adjusted returns Evaluate and adjust products, pricing and procedures to provide a competitive offering in the marketplace. Evaluate competitive position as a comprehensive end-to-end loan production process. Develop and refine loan production policies, procedures and tools that drive efficiency, internal collaboration and consistency in the end to end loan production process. Assist with the management of internal referral frameworks, incentives and partnerships to maximize deepening of client relationship with the Bank . Develop tools to evaluate and measure success. Assist with the management of CMD sales team incentive compensation framework. Develop and recommend adjustments to incentive compensation framework, as necessary, to provide a competitive compensation model to attract and maintain seasoned Loan Officers. Develop and manage loan production initiatives and strategies that are well supported, reasoned and provide clear and actionable results within appropriate timeframe. M anage a team of CMD Loan Officers in all aspects of loan production, operations and execution. Interact with CMD Loan Officers, Underwriting, Credit, Internal Asset Review (“IAR”), Operations and Data Management teams to ensure strong understanding of CMD products, pricing, policies and procedures. Develop relationships with senior leaders within the bank that support and influence the CMD product, pricing, clients and overall portfolio including compliance, finance, accounting, credit risk, portfolio risk and cross organizational sales teams. Portfolio Management Develop portfolio strategies to maximize CMD portfolio risk adjusted returns and ancillary benefits to the Bank. Strategies to include geographic targeting for growth and diversification, portfolio acquisitions, asset disposition and/or accelerated run off. Assist with the development and refinement of portfolio policies, procedures and tools that drive efficiency in client retention and expansion, as well as asset and risk management. Develop CMD core competencies in acquisitions evaluation, integration and post-closing loan balance, income and returns maximization. Develop geographic market expansion strategies weighing potential impacts to portfolio risk against production and yield benefits. Develop decision-making tools that support appropriate macro-economic and micro-economic decisions for the CMD Portfolio. Keep abreast of all new laws and regulations that may affect or influence business lending with the Bank and its policies; ensure compliance with new rules by advising senior management and implementing appropriate changes. Attend industry, trade and related association meetings that promote the Bank's exposure as appropriate. Qualifications: Bachelor's degree in business, finance or related field and a minimum of seven to ten years of professional experience in a financial or loan setting, preferably with a concentration in real estate. Extensive knowledge of real estate lending regulations, loan documentation, credit/financial analysis techniques, disbursement procedures, underwriting functions, etc. Effective sales/marketing and customer service techniques, along with excellent writing and presentation skills, including ability to communicate complicated analysis in a clear and compelling manner. Ability to train, manage and motivate a team under direct or indirect supervision. Ability to manage challenging customer situations and problem accounts with limited hands-on supervision. Strong analytical, time management, and organizational skills and the capacity to integrate diverse objectives with a high level of attention to detail. Willingness and ability to travel within service area to conduct site visits and visit borrowers. Ability to maintain confidentiality of customer data. The above statements are intended to describe the general nature and level of the work being performed. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified . We are proud to be an Equal Opportunity / Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category. A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it’s the bank’s policy to only inquire into a candidate’s criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses.

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world with total assets of over $2.4 trillion (as ranked by SNL Financial, April 2016) and 140,000 colleagues in nearly 50 countries. In the U.S., we’re 13,000 strong, working together to positively impact every customer, organization, and community we serve. We achieve this by delivering on our values, putting people first, fostering long-term relationships built on honesty and mutual understanding, and inspiring the best in each other. This is all part of our inclusive, high-performing culture supported by Total Rewards that include our cash balance pension plan. Join a team that’s working to fulfill its vision to be the world’s most trusted financial group. Job Summary: Within the Shared Services Risk Reporting function of Americas Risk Management, the Content Management (content subject expert) is a visible role that serves as the primary liaison between the Risk Reporting Team and the Risk Management Risk Discipline Function. Major Responsibilities: The role is responsible for generating and writing daily, weekly and monthly risk management report content, leveraging data visuals (tables, graphs, charts) prepared by a Risk Reporting team data aggregation specialists. Regular interactions and correspondence with risk managers, including attending risk committee, working group, project, team, and so forth, meetings, provide information gathering opportunities to help influence reporting content generation. Working knowledge of the risk type is required, as well as the ability to analyze and interpret data and convert it into concise, succinct, impactful, informative and actionable report content commentary and messaging. In addition to direct hands-on report production work, the role will also have a management of staff component. Strong interpersonal relationship, verbal and written communication skills are essential to performing successfully in this role. Form and maintain relationships with Operational Risk [including Third Party Risk, Information Risk and Model Risk] report stakeholders. Attend and track outcomes of key Risk Discipline activities, such as risk committees, meetings, audits, exams, etc. to observe, gather information, and assist in reporting key risks, initiatives, developments, trends, etc. Design and create new reports with risk managers and other requesters to continuously monitor appropriateness of risk metrics, key risk indicators, and overall content of reports. Define business requirements and data needs and work with Data Aggregators and ARM Technology & Data to ensure requirements are fulfilled. Write/edit report analysis and commentary ensuring coherent, prioritized messaging. Provide report production support and credible effective challenge of data and report content. In addition to direct hands-on report production work, the role will also entail managing other content managers. Qualifications: 10 - 15 years of banking or financial services experience. Prior experience in a reporting function essential, preferably in banking. Knowledge of/prior experience with Operational Risk. Prior management of staff experience. Strong analytical, written and verbal skills. Proficient in Microsoft, Wdesk and Tableau applications. Self-motivated and detail oriented. Willing to work extended hours when needed, under deadline. Undergraduate degree in Business, Finance, or Economics. The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required of personnel so classified. We are proud to be an Equal Opportunity/Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category. A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it’s the bank’s policy to only inquire into a candidate’s criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses.

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world with total assets of over $2.4 trillion (as ranked by SNL Financial, April 2016) and 140,000 colleagues in nearly 50 countries. In the U.S., we’re 13,000 strong, working together to positively impact every customer, organization, and community we serve. We achieve this by delivering on our values, putting people first, fostering long-term relationships built on honesty and mutual understanding, and inspiring the best in each other. This is all part of our inclusive, high-performing culture supported by Total Rewards that include our cash balance pension plan. Join a team that’s working to fulfill its vision to be the world’s most trusted financial group. Job Summary: Internal Audit for the Americas acts in the third line of defense, independently assessing first and second line management’s effectiveness in identifying, measuring, monitoring and reporting the risks of the Bank. Major Responsibilities: We are searching for a senior auditor with banking/financial services/Big 4 experience to join the team responsible for auditing Treasury, risk and capital functions. This includes: Funding and Liquidity Risk Traded Market Risk and Bank Interest Rate Risk Valuations Funds Transfer Pricing Qualifications: Bachelor’s degree and 5 – 7 years of related experience, including experience with large, complex financial institutions Ability to perform risk assessments and analyze risk trends at a macro level, identifying signs of changing risk levels and/or symptoms of process control breakdowns Ability to identify and understand controls in changing environments Critical thinking, analytical, and project management skills Ability to interact and communicate effectively with senior leadership, regulators, and staff at all level Strong oral and written communication, including the ability to write clear, concise, non-technical and persuasive risk evaluation reports Up to 10% travel may be required The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified. We are proud to be an Equal Opportunity / Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category.

Discover your opportunity with MUFG Bank, the 5th largest financial group in the world with total assets of over $2.4 trillion (as ranked by SNL Financial, April 2016) and 140,000 colleagues in nearly 50 countries. In the U.S., we’re 13,000 strong, working together to positively impact every customer, organization, and community we serve. We achieve this by delivering on our values, putting people first, fostering long-term relationships built on honesty and mutual understanding, and inspiring the best in each other. This is all part of our inclusive, high-performing culture supported by Total Rewards that include our cash balance pension plan. Join a team that’s working to fulfill its vision to be the world’s most trusted financial group. Major Responsibilities: Within the Global Financial Crimes Department (GFCD), the Vice President - Anti-Money-Laundering (AML) Standards reports into the Global Head of AML Standards and is responsible for providing subject-matter expertise in the development and revision of global AML Policies and Standards, monitors compliance with those standards, governs exceptions, and works with key stakeholders to develop and monitor plans to remediate and enhance program elements across regions and branches. Draft, review, revise, monitor compliance with and enforce Global Policies and Standards related to KYC and AML, including the Bank’s Client Risk-rating Methodology Review, approve and govern interim and permanent exceptions and dispensations to Policies and standards from regions and countries Develop Key Performance Indicators (KPIs) and Key Risk Indicators (KRIs) for relevant Policies & Standards Monitor alignment of global KRIs, KPIs and the global risk assessment Develop global procedures, as appropriate, to support implementation of Global AML Policies, Standards and best practices Support implementation of the GFCD branch roll-out Support Japan country team engagement during FATF mutual examination in 2019 Support regulatory engagements Provide SME Support to GFCD Ops/Training and Strategic Communications Support the MUFG Culture of Compliance, with an emphasis on financial crime risk awareness and accountability across the three lines of defense Qualifications: Typically requires at least 8 years of financial industry compliance experience, preferably within a global organization BA or BS Degree; MBA or Master’s degree in Business, Accounting, legal or related field preferred Demonstrated knowledge and experience in compliance with banking laws and regulations administered by the Federal Reserve Bank, OCC and state banking regulators; compliance risk management and regulatory oversight Deep subject matter expertise in financial-crime and terrorism-financing trends, developments and risk-mitigation strategies Collaborative with strong interpersonal communication skills Experience in developing global KRIs and KPIs Knowledge and experience with Wolfsberg guidance on AML and sanctions Detail oriented and proven execution abilities The ability to interact effectively at all levels of the organization, including Bank staff, senior management, directors and prudential regulators Past enterprise risk management experience/perspective Thorough understanding of an effective financial crimes risk management framework Ability to work autonomously and initiate and prioritize own work Solid judgment, established negotiation skills Ability to balance regulatory requirements with the best interests of the Bank and its customers Excellent written English, with proven ability to research and write accessible, clear Policies & Standards documents and reports for a range of audiences Excellent oral communication skills, with ability to engage different audiences, convey complex information in an accessible way and prepare and give presentations to different audiences Position will require international travel, with overall travel up to 15% of the time. The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required of personnel so classified. We are proud to be an Equal Opportunity/Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category. A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it’s the bank’s policy to only inquire into a candidate’s criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses.

AML INVESTIGATOR III (Associate) Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world with total assets of over $2.4 trillion (as ranked by SNL Financial, April 2016) and 140,000 colleagues in nearly 50 countries. In the U.S., we’re 13,000 strong, working together to positively impact every customer, organization, and community we serve. We achieve this by delivering on our values, putting people first, fostering long-term relationships built on honesty and mutual understanding, and inspiring the best in each other. This is all part of our inclusive, high-performing culture supported by Total Rewards that include our cash balance pension plan. Join a team that’s working to fulfill its vision to be the world’s most trusted financial group. Job Summary: Position reports to a Financial Intelligence Unit (FIU) Team Leader in AML Operations. Responsible for performing independent reviews and analysis of possible suspicious activity to ensure compliance with the Bank Secrecy Act and the USA Patriot Act. Provides research and evaluation of anti-money laundering (AML) alerts and cases and accurately and sufficiently documents analysis and findings in the MUFG Union Bank case management system. Additionally, may complete defined tasks to support the creation of Suspicious Activity Reports (SAR) and other relevant documentation related to non-SAR filing decisions. Direct responsibility for quality and integrity of research and analysis completed and documented in SAR forms or within various database. Recommends course of action for most events, with very minimal assistance from manager. Reviews the most complex clients, requiring a level of experience needed to effectively assess transactions and customer relationships. This position is typically expected to work a very large number of reviews with little oversight. Serves as a subject matter expert for lower level investigators. Assists management in mentoring, coaching, and training lower level investigators. Provides technical guidance to staff for research, analysis and documentation. May be involved in the interview process for potential candidates for open positions. May receive delegated responsibilities from management. Major Responsibilities : 80% Performs AML alert and case review including research to determine whether suspicious activity exists. Reviews cases and approves SARs for more junior investigators . Works within established FIU performance timeframes and in accordance with quality standards set forth within the FIU procedures. Researches and evaluates AML risks for alerts and cases involving transactions sourced to the automated AML detection and alerting system. Ensures alert and case determinations are appropriate, fully supported, and clearly documented. 10% Maintains effective working relationships with key business partners to obtain and validate client information. Maintains the ability to provide good customer service. Requires close working relationships with Financial Crime Risk Management business partners. 10% Department support, as assigned. Qualifications: Additional Information: Minimum of 5 years direct work experience in AML risk analysis or equivalent with related experience in other areas of banking and preferably in the financial services industry. Excellent organizational, verbal, written and interpersonal skills are required. Must be able to multi-task, adapt well to changing priorities and effectively prioritize workflow to meet critical deadlines. Ability to work in a fast-paced, demanding, and changing environment; must work well under pressure. Excellent analytical skills required. Excellent working knowledge of AML/BSA laws and regulations relative to money laundering and terrorist financing and the ability to apply this knowledge in assessing transaction activity; monitoring of high risk customer accounts is preferred. The ability and willingness to work independently is required. Typically requires a Bachelor’s Degree, and CAMS certification is preferred. Must attend and complete Bank-sponsored job-related training. The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified. We are proud to be an Equal Opportunity / Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category. A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it's the bank's policy to only inquire into a candidate's criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses.

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world with total assets of over $2.4 trillion (as ranked by SNL Financial, April 2016) and 140,000 colleagues in nearly 50 countries. In the U.S., we’re 13,000 strong, working together to positively impact every customer, organization, and community we serve. We achieve this by delivering on our values, putting people first, fostering long-term relationships built on honesty and mutual understanding, and inspiring the best in each other. This is all part of our inclusive, high-performing culture supported by Total Rewards that include our cash balance pension plan. Join a team that’s working to fulfill its vision to be the world’s most trusted financial group. Job Summary: The Operations Risk Professional, Associate is in the Operational Risk Review and Challenge Team responsible for executing various duties that include reviewing RCSAs, preparation of the team’s reports to various stakeholders, and data analytics. Major Responsibilities: Assist in the execution of the Bank's operational Risk Management Framework within the HQA (RCSA, Loss Data, Key indicators, Capital Quantifications, and scenario analysis). Monitor operational risk trends within HQA and provide quality analysis and support on key risk indicators, loss data, scenario analysis, issue evaluation, and other Operational Risk metrics. Assist in the enhancement of ORM framework including the development of scorecards and dashboards related to loss data collection, key indicators 9KRI's), capital quantification, scenario analysis, and their associated MIS reports. Assist in the development and enhancement of an operational risk assessment approach for HQA. Take a leading role in the preparation of the ORM monthly report and the Operational Risk Management sub- committee presentations materials. Assist in the research and best practices of operational risk management and benchmark MUFG practices against them. Assist in the development of the Bank's Fraud monitoring Program. Assist in training to business units on operational risk management requirements, including operational incidents identification and reporting into the ORM and Head Office Systems BRAMS. Manage the Head Office BRAMS processing and reporting. Develop and maintain policies and operations manuals related to the ORM framework related to Loss data, KRIs, capital quantification, and scenario analysis. Qualifications: 4-8 years’ experience in Operational Risk Management, including trend analysis, risk assessment, development of operational Risk MIS reports and scorecards. Good understanding of Banking Operations and risks. Capital quantification or related risk analytics is a preference. Strong MS Access/Excel skills, SQL, programming language is a plus. Excellent verbal, written and presentation skills. Strong interpersonal and communication skills. The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified. We are proud to be an Equal Opportunity / Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category.

Discover your opportunity with MUFG Bank, the 5th largest financial group in the world with total assets of over $2.4 trillion (as ranked by SNL Financial, April 2016) and 140,000 colleagues in nearly 50 countries. In the U.S., we’re 13,000 strong, working together to positively impact every customer, organization, and community we serve. We achieve this by delivering on our values, putting people first, fostering long-term relationships built on honesty and mutual understanding, and inspiring the best in each other. This is all part of our inclusive, high-performing culture supported by Total Rewards that include our cash balance pension plan. Join a team that’s working to fulfill its vision to be the world’s most trusted financial group. Major Responsibilities: The Strategy Group provides recommendations on governmental and international policy developments and requirements in the AML space, assesses present and future money-laundering and terrorism financing threats and risks, supports the development of effective controls, and provides subject-matter expertise to global intelligence and investigative initiatives. Provide advisory support to regional and branch/country GFCD teams and GFCD HQ staff and business units (where appropriate) on escalations at the client, product and program level Provide subject-matter expertise to the development, implementation, operation and refinement of the Client Risk Rating Methodology Administer standards related to clients (including former clients) of concern via controls such as the Internal Watch List (IWL) Monitor KYC standards compliance for high-risk customers Establish and monitor KRIs at the client level Support development of Risk Appetite framework and monitor for compliance at the client level Support the global AML Risk Assessment Support financial services industry engagements (e.g., Wolfsberg and The Clearing House) Provide SME input to product-specific Working Groups Serve as the Department’s primary SME team to support strategic business initiatives (e.g., M&A) Provide SME to GFCD Training and Strategic Communications In coordination with GFCD Sanctions, maintain awareness of sanctions matters with AML implications and support implementation of targeted controls Qualifications: Typically requires 15-20 years of financial industry compliance experience, preferably within a global organization BA or BS degree, MBA or Master’s degree in Business, Accounting, legal or related field preferred Demonstrated knowledge and expertise in banking laws and regulations administered by the Federal Reserve Bank, FDIC, OCC and state banking regulators; compliance risk management and regulatory oversight Deep subject matter expertise in financial-crime and terrorism-financing trends, developments and risk-mitigation strategies Demonstrated experience in leveraging investigative and intelligence output in assessing and managing AML risk across the enterprise Demonstrated experience in terrorism financing, money laundering threats and risks and ability develop applicable and effective controls Collaborative with strong interpersonal communication skills Experience in assessing KRIs at the threat, risk and typology levels Knowledge and experience with industry guidance (e.g., FATF, OFAC and Wolfsberg) on financial crime prevention Experience interfacing with banking regulators and enforcement staff Thorough understanding of an effective financial crimes risk management framework Familiarity with regulatory requirements and expectations outside the US desirable Results oriented with a strong ability to develop appropriate program enhancing strategies Detail oriented and proven execution abilities Ability to prepare and deliver executive-level presentations Ability to work autonomously and initiate and prioritize own work and multitask effectively Solid judgment and established negotiation skills Position will require international travel, with overall travel up to 15% of the time The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required of personnel so classified. We are proud to be an Equal Opportunity/Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category. A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it’s the bank’s policy to only inquire into a candidate’s criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses.

Job Description: Audit Supervisor - CCAR Job Description: Testing of financial, operational and other processes of the Company's capital adequacy process including the annual Comprehensive Capital Analysis and Review (CCAR) process. Specific responsibilities include: Ability to perform high quality, risk-focused fieldwork, in accordance with Corporate Audit, methodologies and standards in order to identify meaningful issues, risks and other exposures in the area of the Company being audited. Creates and maintains accurate and clear work documents. Completes tasks efficiently (on time and accurately). Learns new businesses, processes and regulations effectively and quickly. Communicates well with clients and Audit team members. Engages in relevant training regarding audit, businesses, financial controls, regulations or a particular specialty. Typically works on projects of moderate complexity that would involve significant learning (regulatory regime, business model, processes) on each new assignment. Must be able to quickly assimilate new information in order to analyze the risks and controls effectively. Need to display flexible and adaptive problem solving skills due to the variety of operational and technological infrastructures within the Company. Staff at this level will be expected to own some sections of the audit program and bring them to completion. Specialists may have different roles depending on their skills but all will need to be able to use their skills to find effective solutions to problems as part of the day-to-day business. Learns business strategies, processes and regulations effectively and quickly and is alert to the changing nature of risk. Appropriately analyze control environment and develop effective audit steps to test controls where necessary in line with the audit methodology. Qualifications: Bachelor's degree preferred accounting or finance; other subjects may be applicable for specialties preferred. Must have a minimum of 3 + years of either audit, regulatory, or compliance experiences. Strong understanding of audit methodologies and standards. Must be able to assist in leading audits and be able to mentor other staff auditors. Excellent verbal and written communication skills, candidate will be required to interact with key stakeholders and other audit personnel. Ability to work in team environment. High quality execution. Critical thinker, high energy, intellectually curious. Desired Experiences: CCAR and Model Risk Management knowledge is a plus. Preferred Audit experiences from Big 4/Large Regional Accounting firms or other large Fortune 500 companies.