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Discover your opportunity with Union Bank® and become a part of one of the world’s leading financial groups. Union Bank is a member of Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world with total assets of over $2.4 trillion (as ranked by SNL Financial, April 2016) and 140,000 colleagues in nearly 50 countries. In the U.S., we’re 13,000 strong, working together to positively impact every customer, organization, and community we serve. At Union Bank, we aim to be the premier and most-trusted West Coast bank, serving customers with high-touch, local delivery and global capabilities as we leverage our rich, 150-year history. This is all part of our inclusive, high-performing culture supported by competitive Total Rewards, including our cash balance pension plan. Join a team that’s working to fulfill its vision to be the world’s most trusted financial group. Major Responsibilities The teller position is the main point of contact to service customer transactions in the branch. The teller position has a high degree of interactions with customers and provides a high level of customer service by responding to customer inquiries, processing customer requests, resolving customer issues or referring them to an appropriate party within the branch and making sales referrals. Customer Service Transactions: Performs customer service transactions under general supervision provide outstanding customer service by responding to customer requests and inquiries. Assist the customer with retail transactions. Respond to customer problems or issues and assist the customer in resolving them directly. Escalate more complex problems to the appropriate supervisor or coworker within the branch if unable to resolve directly. Responsible for following and adhering to all bank operational and security policies and procedures including compliance and privacy policies and procedures to maintain customer confidentiality. Maintain cash drawer within prescribed cash limits and meet cash balancing requirements. Conform to all government compliance regulations. Sales Referrals: Identify and recommend appropriate bank services to best meet customers’ needs that result in sales for the branch. Participate in sales promotions and meet monthly sales goals. Other Responsibilities: Participate in training programs that expand job knowledge and understanding and meet compliance requirements. Perform back-up duties such as remote branch capture when necessary. This is a basic level position and is under moderate level of supervision and has the knowledge and skills to complete most task associated with products, services and transactions assigned. Qualifications: Additional Information Skills Required: Must have effective verbal and written communication skills. Ability to learn and use branch equipment. Good math, reading, and comprehension abilities. Must enjoy working with customers and employees. Education and Experience: High school diploma or equivalent Typically requires some customer service experience This is a basic level position and is under moderate level of supervision and has the knowledge and skills to complete most task associated with products, services and transactions assigned. The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified. We are proud to be an Equal Opportunity / Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category. A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it’s the bank’s policy to only inquire into a candidate’s criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses .

Discover your opportunity with Union Bank® and become a part of one of the world’s leading financial groups. Union Bank is a member of Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world with total assets of over $2.4 trillion (as ranked by SNL Financial, April 2016) and 140,000 colleagues in nearly 50 countries. In the U.S., we’re 13,000 strong, working together to positively impact every customer, organization, and community we serve. At Union Bank, we aim to be the premier and most-trusted West Coast bank, serving customers with high-touch, local delivery and global capabilities as we leverage our rich, 150-year history. This is all part of our inclusive, high-performing culture supported by competitive Total Rewards, including our cash balance pension plan. Join a team that’s working to fulfill its vision to be the world’s most trusted financial group. Major Responsibilities The teller position is the main point of contact to service customer transactions in the branch. The teller position has a high degree of interactions with customers and provides a high level of customer service by responding to customer inquiries, processing customer requests, resolving customer issues or referring them to an appropriate party within the branch and making sales referrals. Customer Service Transactions: Performs customer service transactions under general supervision provide outstanding customer service by responding to customer requests and inquiries. Assist the customer with retail transactions. Respond to customer problems or issues and assist the customer in resolving them directly. Escalate more complex problems to the appropriate supervisor or coworker within the branch if unable to resolve directly. Responsible for following and adhering to all bank operational and security policies and procedures including compliance and privacy policies and procedures to maintain customer confidentiality. Maintain cash drawer within prescribed cash limits and meet cash balancing requirements. Conform to all government compliance regulations. Sales Referrals: Identify and recommend appropriate bank services to best meet customers’ needs that result in sales for the branch. Participate in sales promotions and meet monthly sales goals. Other Responsibilities: Participate in training programs that expand job knowledge and understanding and meet compliance requirements. Perform back-up duties such as remote branch capture when necessary. This is a basic level position and is under moderate level of supervision and has the knowledge and skills to complete most task associated with products, services and transactions assigned. Qualifications: Additional Information Skills Required: Must have effective verbal and written communication skills. Ability to learn and use branch equipment. Good math, reading, and comprehension abilities. Must enjoy working with customers and employees. Education and Experience: High school diploma or equivalent Typically requires some customer service experience\ This is a basic level position and is under moderate level of supervision and has the knowledge and skills to complete most task associated with products, services and transactions assigned. The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified. We are proud to be an Equal Opportunity / Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category. A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it’s the bank’s policy to only inquire into a candidate’s criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses .

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world (as ranked by S&P Global, April 2018) with total assets of over $2.9 trillion (106.2 (JPY) as of March 30, 2018) and 150,000 colleagues in more than 50 countries. In the U.S., we’re 13,000 strong, working together to positively impact every customer, organization, and community we serve. At Union Bank, we aim to be the premier and most-trusted West Coast bank, serving customers with high-touch, local delivery and global capabilities as we leverage our rich, 150-year history. This is all part of our inclusive, high-performing culture supported by competitive Total Rewards, including our cash balance pension plan. Join a team that’s working to fulfill its vision to be the world’s most trusted financial group. Job Summary Reporting to the Branch Manager and/or Branch Service Manager, the Branch Service Specialist is responsible for performing a variety of duties including, responding to customer inquiries, processing transactions, customer requests, resolving difficult/complex issues, and making quality sales referrals. The Branch Service Specialist may receive day-to-day work direction from other branch officers. Depending on the office assigned, may be responsible for servicing specialty segments such as Priority and Cash and Save, etc. Major Responsibilities: Under guidance of office leadership, will be responsible for: 50% - Customer Service Transactions Ensure understanding of and adherence to all operating policies, procedures and regulatory requirements. Provide an outstanding customer experience when responding to customer requests and inquiries and processing transactions within assigned authority. Respond directly to customer issues and complaints in a timely, professional and effective manner. Escalate more complex issues/complaints to the appropriate supervisor or co-worker within the branch if unable to resolve directly. Maintain cash drawer within prescribed cash limits and meet cash balancing standards. Perform more complex tasks such as Safe Deposit activities, handling of customer requests/research, merchant teller services, remote branch capture, etc., in compliance with established policies, procedures and standards. 30% - Sales Referrals Identify and recommend appropriate bank services that result in quality sales and best meet customers’ needs. Participate in sales promotions and meet monthly referral goals. May assist Manager in training tellers to effectively identify quality referral opportunities. 20% - Operations/Risk/Compliance Verify and/or approve various documents and transactions, (e.g., G/L tickets, IBC's, Customer Charges, Deposits, etc.). Responsible for following and adhering to all bank operational and security policies and procedures, including compliance and privacy policies and procedures to maintain customer confidentiality. Conform to all government compliance regulations. Qualifications: Additional Information: Must have strong verbal and written communication skills Must have good leadership and interpersonal skills Familiar with standard branch technology and teller equipment Customer service and cash handling experience. Good math, reading, and comprehension abilities Strong problem-solving skills Typically requires 2+ years of customer service experience in a retail bank The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified. We are proud to be an Equal Opportunity / Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category. A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it's the bank's policy to only inquire into a candidate's criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses.

Discover your opportunity with Union Bank® and become a part of one of the world’s leading financial groups. Union Bank is a member of Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world with total assets of over $2.4 trillion (as ranked by SNL Financial, April 2016) and 140,000 colleagues in nearly 50 countries. In the U.S., we’re 13,000 strong, working together to positively impact every customer, organization, and community we serve. At Union Bank, we aim to be the premier and most-trusted West Coast bank, serving customers with high-touch, local delivery and global capabilities as we leverage our rich, 150-year history. This is all part of our inclusive, high-performing culture supported by competitive Total Rewards, including our cash balance pension plan. Join a team that’s working to fulfill its vision to be the world’s most trusted financial group. Job Summary: Reporting to the Branch Manager, responsible for selling products and services for all consumer and small business customers. Responsible for day-to-day Branch operations, including but not limited to customer facing transactions and maintenance, cash handling and identifying sales opportunities. Develop long-standing and mutually beneficial banking relationships through the process of profiling and the sale of consumer and business loans, deposit and investment products and other banking services to meet or exceed assigned Branch goals. The position requires great flexibility and nimbleness as the incumbent must be comfortable expertly executing all Branch functions and engaging in high degrees of interaction with customers. Major Responsibilities: 60% - Sales and Service Build strong, lasting, financial relationships with customers Build brand trust and placement as clients’ primary banking institution Proactively assess customer’s financial needs, utilizing Branch systems and tools to properly document information Use expert-level product knowledge and a keen reading of customers’ needs assessments to sell customers products and services that best meet their needs Build on a holistic understanding of customer needs to become their primary savings institution Maintain a current and thorough understanding of all consumer and business related products and services Ensure loan applications are complete and submit to loan center for processing Ensure customers have complete and accurate understandings of product features, including service charges, interest rates, etc. Maintain proficiency in new account opening systems and procedures Work independently of supervision in the attainment of Branch assigned goals and responsibilities Maintain established customer service level expectations in accordance with the Bank’s overall goals and objectives Provide solutions for complex or difficult customer issues Perform miscellaneous duties as assigned 30% - Operations Perform teller transactions and maintain cash drawer within prescribed cash limits and meet cash balancing requirements Exercise sound judgment when processing customer transactions and providing approvals Refer or cross-sell opportunities to customers as deemed appropriate based on customer need Function as a back-up in operations as warranted by levels of responsibility Support the Assistant Manager in operational activities as necessary Ensure that the office is operating in a safe and effective manner 10% - Risk Management and Compliance Responsible for following and adhering to all bank operational and security policies and procedures, including compliance and privacy policies and procedures to maintain customer confidentiality Ensure customer information meets bank and regulatory documentation Adhere to the SAFE Act requirements Qualifications: Bachelor’s Degree preferred, but not required Series 6 and 63 Licenses preferred, but not required Typically requires 2+ years of experience in operations and sales Requires a thorough knowledge of all Bank products and services, as well as effective communication and sales abilities A background in operations and/or financial services (to include consumer lending) is preferred Proven sales track record and sound operational and risk management knowledge required Under minimal supervision, must be able to solve complex customer transactions and/or service issues, while providing outstanding customer service This position may be subject to SAFE Act Registration Requirements. Pursuant to the SAFE Act requirements, all applicants for employment who will be engaged in residential loan mortgage originations (as defined by the SAFE Act) must register with the federal registry system and maintain a status in good standing under the SAFE Act requirements. If at any time the Bank determines that your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to register successfully or to maintain a status in good standing under the SAFE Act will affect your eligibility for continued employment and may result in your immediate termination. The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required of personnel so classified. We are proud to be an Equal Opportunity/Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category. A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it’s the bank’s policy to only inquire into a candidate’s criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses.

Discover your opportunity with Union Bank® and become a part of one of the world’s leading financial groups. Union Bank is a member of Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world with total assets of over $2.4 trillion (as ranked by SNL Financial, April 2016) and 140,000 colleagues in nearly 50 countries. In the U.S., we’re 13,000 strong, working together to positively impact every customer, organization, and community we serve. At Union Bank, we aim to be the premier and most-trusted West Coast bank, serving customers with high-touch, local delivery and global capabilities as we leverage our rich, 150-year history. This is all part of our inclusive, high-performing culture supported by competitive Total Rewards, including our cash balance pension plan. Join a team that’s working to fulfill its vision to be the world’s most trusted financial group. Job Summary: Private Banker Proactively attract, deepen and manage comprehensive financial relationships within the affluent segment. Have a robust knowledge of banking, credit, investment, insurance and estate/business planning products and services to provide comprehensive, holistic solutions that meet client needs through collaborative engagement of the bank's Wealth, Business Banking, and Transaction Banking partners. Deliver a differentiated client experience for the affluent market that supports the Bank's value proposition through a consultative, customized needs based approach and proactive long-term relationship management. Deploy an end to end sales process, primarily through regular face-to-face client engagement, to maximize their service usage, loan, insurance, investment, and business opportunities, including needs assessment, in-depth discovery meetings, one-on-one solution presentations, execution of solution plans, and ongoing client communication. Cultivate deep referral networks through active community involvement and professional group affiliations to source new affluent clients and proactively address client needs. Achieve quarterly and annual performance goals through proactive growth and retention of high quality client portfolio with a focus on driving overall profitability to meet bank targets. Expected that more than 60% of work time will be spent away from the Bank's places of business. Major Responsibilities: 60% - SALES, MARKETING AND BUSINESS DEVELOPMENT (INCLUDING NEW CLIENT ACQUISITION) Private Bankers develop and execute marketing and sales strategies to attract, deepen and retain a profitable portfolio, engaging internal the Bank partners as well as external centers of influence. Act as consultative bankers and trusted client advisors focusing on maximizing profitability and identifying cross-sell opportunities. Implement defined sales processes with prospective and existing clients, from comprehensive discovery meetings to solution delivery. Actively create and pursue business development opportunities through client engagement at the convenience of the client., Cultivating a reputation for superior service, Private Bankers are expected to engage in comprehensive discovery meetings and frequent face-to-face customer interactions to develop deep customer knowledge that enables them to act as consultative bankers and trusted client advisors. Private Bankers establish and maintain excellent working relationships with appropriate business partners (e.g., Wealth, Mortgage, and Business Banking) to facilitate cross-sell partnership and deliver comprehensive, holistic solutions to clients. They are expected to monitor, maintain, and update sales activity, pipeline, and other pertinent information using sales management tools – in alignment to achieve quarterly and annual revenue production goals. 20% - RELATIONSHIP MANAGEMENT Private Bankers provides full-service banking to high value customers and oversees a portfolio of simple and/or customized packaged-product account relationships. They are accountable for balanced portfolio growth, portfolio profitability, and overall portfolio retention. They manage relationships in the affluent market by appropriately and proactively addressing the changing needs of the client identified through regular review and refinement of the client's customized wealth management strategy. This strategy, derived from an initial in-depth discovery meeting and sales presentation, reflects the Private Banker's deep client knowledge and trust fostered through regular discussions and face-to-face interactions. It often includes cross-sales and partnership with appropriate bank experts (e.g., brokers, trust officers, and specialized credit officers). Private Bankers make themselves accessible to clients and stay current on client activities through regular visits and travel throughout their sales territories. They educate their clients on new products and services and present new opportunities for balanced growth and risk mitigation based on sound financial principles. Additionally, Private Bankers are required to be involved in community activities as they strive to serve their communities by understanding where need exists and how we can make the best contribution. This is part of the responsible and committed corporate citizenship that is a hallmark of the Bank. 20% - RISK MANAGEMENT Private Bankers monitor and manage their portfolios to assess and minimize risk as it relates to credit and operations. They follow up with appropriate measures, adhering to the Bank's policy and guidelines; and consult with operational resources to proactively identify and mitigate operational risk in the servicing of their client portfolio. This position may be subject to SAFE Act Registration Requirements. Pursuant to the SAFE Act requirements, all applicants for employment who will be engaged in residential loan mortgage originations (as defined by the SAFE Act) must register with the federal registry system and maintain a status in good standing under the SAFE Act requirements. If at any time the Bank determines that your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to register successfully or to maintain a status in good standing under the SAFE Act will affect your eligibility for continued employment and may result in your immediate termination. (position is tied to PRA incentive plan) Qualifications: Additional Information: Knowledge, Skills, Abilities: Robust understanding of wealth issues and product solutions relevant to affluent clients including financial, estate and tax planning principles; Demonstrated experience with and a broad understanding of personal and commercial financial statements and consumer or commercial lending, inclusive of related policies and procedures; Conversational knowledge of investments, trust and credit products. Individual must be entrepreneurial and personally driven to succeed in their market and community; Strong sales and service orientation; Must be comfortable with and persevere in the face of rejection; Understand attitudes and behaviors of wealthy people in the affluent market and capable of delivering service at that level; Strong interpersonal and relationship management skills with demonstrated aptitude for sales; Ability to prospect, anticipate needs, and close sales; Communicate effectively with clients of varying levels of business and financial sophistication; Effectively assemble and lead an advisory team of UB partners in addressing client needs. the Bank expects that Private Bankers will spend more than 60% of their work time carrying out the responsibilities away from its places of business. Education, Licensure, Experience: Demonstrated professional competency with 5 to 10 years financial sales experience in the affluent segment and a minimum of 2 to 4 years of commercial and/or consumer lending experience; College degree or equivalent work experience; Series 6 & 63 licenses are required (within 180 days of hire, if not at inception), securing a series 65 license as well is preferred; Appropriate state insurance licensing is required (within 180 days of hire, if not at inception); Successful completion of Cannon Wealth Strategist program or comparable training is required; Proficient knowledge of computer skills; Ability to assess client needs/profile proactively and effectively The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required of personnel so classified. We are proud to be an Equal Opportunity / Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category. A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it’s the bank’s policy to only inquire into a candidate’s criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses.

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world (as ranked by S&P Global, April 2018) with total assets of over $2.9 trillion (106.2 (JPY) as of March 30, 2018) and 150,000 colleagues in more than 50 countries. In the U.S., we’re 13,000 strong, working together to positively impact every customer, organization, and community we serve. We achieve this by delivering on our values, putting people first, fostering long-term relationships built on honesty and mutual understanding, and inspiring the best in each other. This is all part of our inclusive, high-performing culture supported by Total Rewards that include our cash balance pension plan. Join a team that’s working to fulfill its vision to be the world’s most trusted financial group. Job Summary: Provide day-to-day leadership for the Operational Loss Data collection program and Scenario Analysis program. Facilitate Operational Risk Scenario Analysis Workshops. Scenario analysis and operational loss data collection are key elements of MUAH’s op risk framework and CCAR/DFAST Stress Testing. Plan and facilitate operational risk scenario analysis workshops across all business lines of MUB, and across all entities within MUAH, including MFS and MUSA, as well as for MUFG Bank, US. Workshop participants are typically Managing Director through Policy Making Officers as well as Chief Risk Officers and entity CEOs. Present scenario outcomes to Division heads for approval, as well as presenting to ORMC, CCAR SteerCo, and other governing bodies. Assist as needed in preparation of operational loss forecasts for regulatory stress tests such CCAR and DFAST, including design and facilitation of new scenarios and workshops. Provide training on operational risk management and self-assessment tools and techniques to various levels within the bank. Oversee the Operational Loss Data collection process to ensure that data is complete, accurate, reliable, and timely. Provide guidance to ORM Loss Data staff, business lines, and BURCOs on classification and attribution of operational losses. Provide Operational Risk Management consultation to business units and BURCOs on risk and control self- assessments, key risk indicators, and other operational risk topics. Prepare and deliver presentations to various levels of management (including senior executives of MUB and other MUAH entities) in written and verbal formats. Maintain contacts with other institutions to keep abreast of their Operational Risk programs. Internal / External Relationships Manage relationships with scenario stakeholders, including BURCOs, Third Party Managers, System Owners, Risk & Control Officers, and second line of defense risk area / risk module leaders, especially in Legal and Compliance Interact with BU leaders in workshop settings Interact with BU Heads in review/approval meeting for scenario outcomes Communicate executive level summaries of scenario outcomes to the ORMC and CCAR SteerCo. Qualifications: 10 years of advancing experience in advisory and/or analytical risk position Ability to influence without direct authority across multiple stakeholder groups in 1 st and 2 nd LOD Ability to execute in a dynamic environment with senior and executive management At least three years experience in an operational risk position in a financial institution A least one year facilitating scenario analysis workshops preferred. Strong analytical skills & problem solving capabilities Detail oriented and well organized Strong executive level communication and presentation skills Strong work ethic, ability to make decisions, & work under tight deadlines Proven skills and understanding of identification and assessment of risks and controls. Experience in writing policy and procedure Some travel required Business and Technical Knowledge Strong understanding of industry standard operational risk concepts and frameworks. Knowledge of operational risk-related regulatory guidance, including risk and control self-assessment, internal loss data and scenario analysis Knowledge of risk governance framework, risk management systems and applicable guidance Solid understanding of the banking industry, financial and regulatory requirements, product offerings and key operational processes Direct experience in scenario analysis workshop facilitation. Education: Bachelor’s degree or higher The above statements are intended to describe the general nature and level of the work being performed. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified . We are proud to be an Equal Opportunity / Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category. A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it’s the bank’s policy to only inquire into a candidate’s criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses.

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world (as ranked by S&P Global, April 2018) with total assets of over $2.9 trillion (106.2 (JPY) as of March 30, 2018) and 150,000 colleagues in more than 50 countries. In the U.S., we’re 13,000 strong, working together to positively impact every customer, organization, and community we serve. We achieve this by delivering on our values, putting people first, fostering long-term relationships built on honesty and mutual understanding, and inspiring the best in each other. This is all part of our inclusive, high-performing culture supported by Total Rewards that include our cash balance pension plan. Join a team that’s working to fulfill its vision to be the world’s most trusted financial group. The role is an integral part of the Power & Utilities team managing major client relationships on behalf of Wholesale Banking. Power & Utilities is consistently a top-5 lead arranger of syndicated loans with an uninterrupted 30+ year track record of banking the most active utilities and independent power producers across the U.S., Canada and Latin America. The Analyst will be responsible for providing marketing and operational support to Relationship Managers ("RM") heading a business development effort in the Power & Utilities Finance industry specialty group. This position will consistently provide relationship backup to the RM(s) and also interface with certain product areas within the bank to facilitate the further development of new business opportunities. The position will require frequent monitoring and updates of the Salesforce Database and management reporting. The Analyst will handle operational aspects of business origination such as analyzing portfolio profitability, performing all follow-through of any deal origination process, preparing economic capital analysis, and managing customer intensive processes (other than credit analytics). The Analyst will coordinate efforts for the RM(s) heading up a business development effort, providing support where needed including industry research, marketing material production, coordination with product areas, as well as other activities as identified by the RM(s). The Analyst will prioritize activities based on level of importance to the overall department and at the direction of the RM(s). Major Responsibilities: Assist marketing activity by providing customer and industry research when requested by RM(s). Assist RM(s) with: Due diligence related to prospective client deals. Actively maintaining the Sales force database through direction of RM(s). Development of client marketing presentations and materials under the direction of RM(s). New strategic area development. Follow relationship development activities with clients and act as liaison with product areas to facilitate opportunities. Assist in documenting transactions. Develop knowledge (through internal and external training) of the bank, industry, credit and marketing activities. Develop responsibility for global network correspondence, client deal due diligence, and assistance with business origination as RM(s) deems appropriate. Attend client meetings when they occur in New York, when appropriate, to observe the RM(s) and develop real world knowledge of relationship development and relationship management. Prepare call reports for review and comment by the RM(s) when attending client meetings. Relationship management related to BTMUS such as referring clients to BTMUS Product Liaison: Liaise with various product areas on USCB transactions to help develop more extensive knowledge of BTM's product capabilities. Integrate developing product knowledge into draft presentations and transaction memos. Qualifications: We require : A college graduate, Bachelor’s Degree (preferably with a BA degree in a business related major, including Accounting, Economics) One year or more of work experience in a Corporate Banking setting Credit experience ideally from a training program with a money center bank/regional formal credit training or equivalent Must have had historical accounting and finance classes/experience Exceptional interpersonal, analytical and writing skills. Excellent organization, time management, and attention to details. Skilled at using computer applications, including MS Excel, PowerPoint and Word. Experience with spreadsheets and modeling desirable. The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required of personnel so classified. We are proud to be an Equal Opportunity/Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category.

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world (as ranked by S&P Global, April 2018) with total assets of over $2.9 trillion (106.2 (JPY) as of March 30, 2018) and 150,000 colleagues in more than 50 countries. In the U.S., we’re 13,000 strong, working together to positively impact every customer, organization, and community we serve. We achieve this by delivering on our values, putting people first, fostering long-term relationships built on honesty and mutual understanding, and inspiring the best in each other. This is all part of our inclusive, high-performing culture supported by Total Rewards that include our cash balance pension plan. Join a team that’s working to fulfill its vision to be the world’s most trusted financial group. The role is an integral part of the Power & Utilities team managing major client relationships on behalf of Wholesale Banking. Power & Utilities is consistently a top-5 lead arranger of syndicated loans with an uninterrupted 30+ year track record of banking the most active utilities and independent power producers across the U.S., Canada and Latin America. The Analyst will be responsible for providing marketing and operational support to Relationship Managers ("RM") heading a business development effort in the Power & Utilities Finance industry specialty group. This position will consistently provide relationship backup to the RM(s) and also interface with certain product areas within the bank to facilitate the further development of new business opportunities. The position will require frequent monitoring and updates of the Salesforce Database and management reporting. The Analyst will handle operational aspects of business origination such as analyzing portfolio profitability, performing all follow-through of any deal origination process, preparing economic capital analysis, and managing customer intensive processes (other than credit analytics). The Analyst will coordinate efforts for the RM(s) heading up a business development effort, providing support where needed including industry research, marketing material production, coordination with product areas, as well as other activities as identified by the RM(s). The Analyst will prioritize activities based on level of importance to the overall department and at the direction of the RM(s). Major Responsibilities: Assist marketing activity by providing customer and industry research when requested by RM(s). Assist RM(s) with: Due diligence related to prospective client deals. Actively maintaining the Sales force database through direction of RM(s). Development of client marketing presentations and materials under the direction of RM(s). New strategic area development. Follow relationship development activities with clients and act as liaison with product areas to facilitate opportunities. Assist in documenting transactions. Develop knowledge (through internal and external training) of the bank, industry, credit and marketing activities. Develop responsibility for global network correspondence, client deal due diligence, and assistance with business origination as RM(s) deems appropriate. Attend client meetings when they occur in New York, when appropriate, to observe the RM(s) and develop real world knowledge of relationship development and relationship management. Prepare call reports for review and comment by the RM(s) when attending client meetings. Relationship management related to BTMUS such as referring clients to BTMUS Product Liaison: Liaise with various product areas on USCB transactions to help develop more extensive knowledge of BTM's product capabilities. Integrate developing product knowledge into draft presentations and transaction memos. Qualifications: We require : A college graduate, Bachelor’s Degree (preferably with a BA degree in a business related major, including Accounting, Economics) One year or more of work experience in a Corporate Banking setting Credit experience ideally from a training program with a money center bank/regional formal credit training or equivalent Must have had historical accounting and finance classes/experience Exceptional interpersonal, analytical and writing skills. Excellent organization, time management, and attention to details. The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified. We are proud to be an Equal Opportunity / Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category. A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it's the bank's policy to only inquire into a candidate's criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses.

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world (as ranked by S&P Global, April 2018) with total assets of over $2.9 trillion (106.2 (JPY) as of March 30, 2018) and 150,000 colleagues in more than 50 countries. In the U.S., we’re 13,000 strong, working together to positively impact every customer, organization, and community we serve. We achieve this by delivering on our values, putting people first, fostering long-term relationships built on honesty and mutual understanding, and inspiring the best in each other. This is all part of our inclusive, high-performing culture supported by Total Rewards that include our cash balance pension plan. Join a team that’s working to fulfill its vision to be the world’s most trusted financial group. Job Summary: Manages the prospecting and sales effort of an assigned General Markets portfolio through referrals and self-sourced opportunities. Directly responsible for the solicitation of highly complex prospects, and the retention of highly profitable clients. Represents the Bank by participating in industry/trade associations and events; develops relationships with major referral sources. Mentors sales team members on industry or specialty best practices and customized treasury requirements. Major Responsibilities: Business Development - 55% Directly generates new business through outside sales which are referred or self-sourced. Responsible for client acquisition and cross selling bank products and services, including sourcing credit referrals. Analyzes complex treasury services proposals and pricing models; evaluates the result of recommended pricing on overall account profitability. Increase the Bank's market share through outside direct selling and cross-sales. Perform detailed sales tracking using approved sales tracking system. Directly responsible to participate in a structured client account retention program. Account Management - 25% Directly responsible to manage the most complex client relationships to increase portfolio revenues. Recommends exception pricing to Industry Manager for approval. Drives profitability through direct and cross-sales of bank products and services. Establish professional relationships with key entity principles to increase share of wallet. Monitor and update company profiles maintained in ESB to ensure adequate recordkeeping of bank relationships. Work with CDGTM Product Management to develop new treasury product solutions based on client specific business needs and conventional treasury industry practice. Work with Customer Service Unit personnel to ensure clients receive superior operational support. Risk Management - 20% Ensure adherence to all bank policies relative to Regulatory Compliance such as the Bank Secrecy Act, USA Patriot Act, Anti-Money Laundering Act, Privacy Act and Regulations Q & X (RESPA). Certification that all related forms such as Customer Identification Program (CIP), Know Your Customers (KYC), Suspicious Activity Reports (SARS), Currency and Transaction Reporting (CTR), etc. and verify related tasks are completed within assigned time periods. Actively participate in any required corporate and business line Compliance Training. Follow account opening procedures and understand and follow internal suspicious activity referral requirements and processes, as required for this position. Actively work with clients to understand each client's normal account activity, as appropriate. Qualifications: Typically requires a degree from a four-year college (e.g., B.A., B.S.). Minimum 10 years of sales and relationship management experience. Good working knowledge of advanced outside sales and marketing techniques, Bank lending policies and practices, Bank operations and services, Federal and State banking regulations, and advanced knowledge of the Bank's income and cost structure used to measure profitability. Certified Treasury Professional (CTP) accreditation preferred. Advanced knowledge of treasury management concepts and principles as related to Bank products and services. Excellent verbal and written communication skills to include selling of Bank services, negotiating and closing sales opportunities, and coordinating with others throughout the Bank; preparing and delivering professional grade presentations. Proficient in multiple standard business software applications including MS Word, Excel, and PowerPoint. Must be able to travel locally and regionally to business conferences and events using the most reasonable method available; extensive automobile travel, including possible some overnight trips, may be required. Could require extensive nation-wide airline travel in some market segments. The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified. We are proud to be an Equal Opportunity / Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category. A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it's the bank's policy to only inquire into a candidate's criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses.

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world (as ranked by S&P Global, April 2018) with total assets of over $2.9 trillion (106.2 (JPY) as of March 30, 2018) and 150,000 colleagues in more than 50 countries. In the U.S., we’re 13,000 strong, working together to positively impact every customer, organization, and community we serve. We achieve this by delivering on our values, putting people first, fostering long-term relationships built on honesty and mutual understanding, and inspiring the best in each other. This is all part of our inclusive, high-performing culture supported by Total Rewards that include our cash balance pension plan. Join a team that’s working to fulfill its vision to be the world’s most trusted financial group. Job Summary: The VP - AML Policy Coordinator will be in a highly critical and visible role, reporting to the Managing Director – Deputy BSA Officer and will serve as a Subject Matter Expert (SME) for AML policy interpretation and providing technical regulatory guidance on complex and high risk BSA compliance subjects. Additionally, the individual will provide support and subject matter expertise on AML-related procedures owned by the First and Second Lines of defense. Major Responsibilities: The VP - AML Policy Coordinator will be responsible for working with fellow stakeholders within Financial Crimes Compliance and business partners to facilitate AML policy advice and feedback to ensure that policy changes are embedded regionally and policy documents will continue to be refined in line with BAU processes. • Supporting BSA Program Office management to provide SME interpretive advice on AML policies and initiatives; • Interfacing with the First Line of defense and providing support for AML-related procedures; • Managing the governance process for all AML policies, which are owned by the Second Line of defense, and AML procedures, which are owned by both the First and Second Lines of defense; • Ensuring First Line procedures are consistent with, are comprehensive, and align to the Bank’s AML policies • Regular engagement with key stakeholders ensuring the business has a strong understanding of AML requirements; • Facilitating ongoing enhancements of AML policy documents in relation to ongoing regulatory developments; • Ensuring that Americas regional AML policies conform to global policy standards; and • Managing the regulatory change process to analyze and report on the Bank’s compliance with AML regulatory changes Qualifications: • Bachelor’s degree required; law degree preferred • Expert written and oral communication skills • Previous experience of operating within a financial crimes team at a global financial institution • 5-10 years’ experience in compliance and risk management • Strong understanding of Retail and Wholesale products and U.S. banking regulations • Demonstrated ability to think critically and work independently • Ability to effectively manage competing priorities • ACAMS certification preferred The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified. We are proud to be an Equal Opportunity / Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category. A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it's the bank's policy to only inquire into a candidate's criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses.

Job Description: Responsible for executing multiple areas of test work during audit activities. Utilizes sound analytical skills and possesses product, business, and technical expertise to execute assigned audit testing responsibilities. Independently executes audit test work on assigned audits and demonstrates sound project management skills. Raises issues and concerns and makes recommendations for severity ratings. Assesses issues for impact to business processes, controls and strategies, recommends severity ratings and escalation of broad themes or trends. Works with team and provides input to draft quality audit reports and supports sharing audit results with business leaders. Begins to establish business partner relationships; primary engagement is with line management. Exercises critical thinking and judgment to effectively influence management to improve the control environment. Actively supports peers and audit team with development as part of on the job training during audit execution. Fosters a positive and inclusive work environment. Required skills: 3+ years of experience in trust administration, wealth management and investment management complex businesses. Control testing, risk management, or compliance experience. Candidate should also be familiar with Regulation 12CFR 9 Fiduciary Activities of National Banks and key securities industry regulations Good understanding of asset/investment management services and supporting operations within wealth management business. Excellent risk assessment skills. Excellent verbal and written communication skills; required to interact with management and process owners. Ability to work in team environment. High quality execution. Critical thinker, high energy, intellectually curious. Bachelors degree Desired skills: Certified Fiduciary & Investment Risk Specialist, CFA, Certified Trust and Financial Advisor or other investment related licensing

Job Description: Responsibility for team of auditors supporting the Banks Comprehensive Capital Analysis and Review (CCAR) Capital Adequacy Process (CAP) Framework. Provide subject matter expertise on Capital Adequacy Principles and Dodd-Frank Stress Testing regulatory requirements, project management of audits and strong communication with Business and Audit management. Manage teams responsible for audit strategy by defining audit scope, audit program & audit test procedures in CCAR Coaches & trains associates within team Assess current state, desired state and build the organization including structure, roles, processes and routines. Anticipate issues and exercise critical thinking and judgment to effectively influence business management and peers and act as a catalyst. Provide strong leadership to the Audit team. Recruit, hire, retain and develop top talent within the function. Coach and train associates within team and across audit. Influences business partners to balance their business strategies with appropriate risk management controls from a business perspective. Interacts with regulatory agencies, external consultants and others in coordination with Senior Audit Management. Define, document, implement, and track departmental operating procedures and performance metrics ensuring the appropriate coordination, integration and reporting of audit activities globally. Some travel may be required.

Job Description: Financial Center Client Service Representative I s FC CSR I are responsible for providing a positive customer experience that leads to improved satisfaction and sales. FC CSR I s process transactions accurately and efficiently in a fast-paced environment while simultaneously introducing products and services that meet the customers' needs and encouraging customers to expand their relationship with Bank of America. This position was previously known as the Teller position within the Financial Center. Duties may include, but are not limited to the following; a) Create a connection and develop rapport with customers to provide outstanding, personalized service, b) Listen carefully and connect with customers to understand their top financial priorities and to uncover products and solutions that will benefit them, c) Ensure customers/clients are quickly connected to the appropriate teammate with the expertise to meet their needs, d) Meet or exceed sales goals by influencing customers to learn about products/services that will benefit them, e) Build, develop and maintain partnerships with teammates and specialists to maximize effectiveness and serve customers, f) Accurately and efficiently process transactions such as customer deposits and cashing checks, g) Assist customers with inquiries and/or problem resolution in a professional and composed manner, and escalate to manager as appropriate, h) Inform and educate customers on how to conduct simple transactions through self-service technologies, i) Follow established policies, procedures and guidelines to protect both our customers and Bank of America, j) May be required to work Saturdays and/or extended hours. Required Skills: Proven results in exceeding goals in areas of sales and service in a customer-centric, results-driven environment Minimum of six months customer service experience in financial services, retail sales or a goal-oriented environment A minimum of six months experience with cross-selling, up-selling and/or referring products Thrive on engaging with customers; can begin a conversation, build rapport, and handle objections Ability to identify customer financial needs, goals and objectives; comfortable asking customers about their personal finances Ability to sell customers on meeting with a sales associate to learn about products/services Ability to respond and assist customers with inquiries and/or problem resolution Ability to work effectively as a team member Strong communication skills (including verbal and non-verbal) and active listening skills Careful attention to detail and time management Proficiency in basic computer skills Pass pre-employment assessment Desired skills: Minimum of six months cash handling experience