Mar 26, 2020

Business Initiatives Consultant 3 - Lending Product Business Analyst

  • Wells Fargo
  • Charlotte, NC, USA

Job Description

Job Description
Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. In order to receive text message invitations, your profile must include a mobile phone number designated as "Personal Cell" or "Cellular" in the contact information of your application.
At Wells Fargo, we want to satisfy our customers' financial needs and help them succeed financially. We're looking for talented people who will put our customers at the center of everything we do. Join our diverse and inclusive team where you'll feel valued and inspired to contribute your unique skills and experience.
Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.
Wholesale Banking provides financial solutions to businesses across the United States and globally. Our four major business lines include Corporate & Investment Banking, Commercial Banking, Commercial Real Estate, and Wells Fargo Commercial Capital. We also have groups in credit risk, group risk, finance, marketing, human relations, and the Wholesale Chief Operating Office that support our businesses.
The Business Initiatives Consultant 3 - Lending Product Business Analysts will play a critical role supporting and leading key Product Management initiatives. Working directly with the Lending Product Management team they will lead product analysis and diligence for multiple product offerings. The team members will take on product simplification efforts aligning with the Transformation teams.

The Business Initiatives Consultant 3 is responsible for leading cross functional/virtual teams to strategize, plan, and execute a variety of programs, services, and initiatives that are larger in scope and complexity. Examples might include, but are not limited to: finance / operational / executive management review coordination, process improvement and redesign, change management initiatives, ongoing oversight of a leadership / diversity / recognition / Q12 or general program oversight. Provides leadership to other consultants and analysts in the integration/implementation of programs/services/initiatives with cross functional business partners, recognizing the significance of competing priorities and strategies, and adjusting as necessary. Develops metrics and tracks/evaluates performance of programs, services, and initiatives. Ensures plans/programs adhere to appropriate policies and regulations. Engages program or project manager at the appropriate level as defined in the Program/Project Management Policy to guide implementation.
Team members support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Required Qualifications
  • 8+ years of experience in one or a combination of the following: project management, implementation, or strategic planning

Desired Qualifications
  • Knowledge and understanding of product management in the financial services industry
  • Financial lending experience
  • Commercial lending experience
  • Experience using business knowledge and critical thinking skills to deliver upstream and downstream project impacts
  • Commercial credit experience
  • Knowledge and understanding of underwriting or evaluating commercial credit
  • Knowledge and understanding of commercial credit: risk
  • Knowledge and understanding of commercial credit: underwriting
  • Experience in financial statements, projections and financial modeling
  • Excellent verbal, written, and interpersonal communication skills
  • Microsoft Excel experience designing and running macros
  • Microsoft Excel spreadsheets experience importing, exporting, and manipulating data
  • Experience managing projects in a large enterprise environment
  • Advanced Microsoft Office (Word, Excel, Outlook, PowerPoint, Access, and Project) skills
  • SQL experience
  • SQL or SAS experience
  • VB (Visual Basic) experience

Job Expectations
  • Ability to travel up to 25% of the time

Street Address
NC-Charlotte: 301 S College St - Charlotte, NC
GA-Atlanta: 1100 Abernathy Road - Atlanta, GA
AZ-PHX-Central Phoenix: 100 W Washington St - Phoenix, AZ
NC-Winston Salem: 100 N Main St - Winston Salem, NC
MN-Bloomington: 7900 Xerxes Ave S - Bloomington, MN


All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.

Relevant military experience is considered for veterans and transitioning service men and women.

Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.



Security Clearance

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